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Title: FIN 420 TUTORIALS Active Participation/fin420tutorials.com


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FIN 420 TUTORIALS Active Participation/fin420tutor
ials.com
2
FIN 420 TUTORIALS Active Participation
FIN 420 Entire Course FOR MORE CLASSES
VISIT www.fin420tutorials.com   FIN 420 Week 1 DQ
1 FIN 420 Week 1 DQ 2 FIN 420 Week 1 Individual
Assignment Personal Finance Mission Statement
FIN 420 Week 2 Individual Assignment Personal
Finance Problems and Summary
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 1 DQ 1 FOR MORE CLASSES
VISIT www.fin420tutorials.com   Describe your
current budgeting system. What factors influence
your financial decisions? What are the benefits
or concerns of your current budgeting system?
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 1 DQ 2 FOR MORE CLASSES
VISIT www.fin420tutorials.com   Ch. 1 of Focus on
Personal Finance introduces eight components of
personal financial planning. Describe three
components of personal financial planning.
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 1 Individual Assignment Personal
Finance Mission Statement FOR MORE CLASSES
VISIT www.fin420tutorials.com   Write a 350- to
700-word personal finance mission statement that
describes where you want to be financially and
how you want to get there. Communicate the
following in your mission statement
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 2 DQ 1 FOR MORE CLASSES
VISIT www.fin420tutorials.com   Consider your
personal cash flows. How would you adjust cash
outflows (i.e. adjust your budget) if your
household income was cut in half? If your cash
inflows increased, how would you reallocate your
surplus to meet your personal needs and
objectives? How do you use credit as a part of
your personal financial plan?
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 2 DQ 2 FOR MORE CLASSES
VISIT www.fin420tutorials.com   Many different
types of financial institutions exist.
Differentiate between deposit institutions and
non-deposit institutions. Provide two examples of
deposit and non-deposit financial institutions
with a brief explanation of each.
8
FIN 420 TUTORIALS Active Participation
FIN 420 Week 2 Individual Assignment Personal
Finance Problems and Summary FOR MORE CLASSES
VISIT www.fin420tutorials.com   Complete the
Personal Finance Problems - Week 2.   Write a
750- to 1,050-word summary of the problems in
which the team includes the following
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 2 Personal Finance Quiz FOR MORE
CLASSES VISIT www.fin420tutorials.com   1 Carla
Lopez deposits 2,500 a year into her retirement
account. If these funds have an average earning
of 8 percent over the 40 years until her
retirement, what will be the value of her
retirement account?
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 3 DQ 1 FOR MORE CLASSES
VISIT www.fin420tutorials.com   Evaluate your
personal risk tolerance using Exhibit 11-2 A
Quick Test to Measure Investment Risk in Ch. 11
of Focus on Personal Finance. Based on your
results, were you considered more conservative or
less conservative? What factors affected your
investment choices?
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 3 DQ 2 FOR MORE CLASSES
VISIT www.fin420tutorials.com   Financial experts
agree that having an emergency fund is an
essential component of a comprehensive financial
plan. However, advice regarding the number of
months of household expenses the emergency fund
should cover varies between 3 and 9 months.
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 3 Individual Problem Worksheet FOR
MORE CLASSES VISIT www.fin420tutorials.com     Com
plete Worksheet 37 in Focus on Personal Finance,
Your Financial Plan Evaluating Corporate
Bonds. Explain the principle of asset
allocation.
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 3 Learning Team Problems FOR MORE
CLASSES VISIT www.fin420tutorials.com  
Assume that you are choosing an investment for
your retired parents. What are the advantages and
disadvanges of each of the following?   o a
bond issued by the federal government,
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 4 DQ 1 FOR MORE CLASSES
VISIT www.fin420tutorials.com   Adjustable rate
mortgages (ARMs) have received a great deal of
bad press due to the tremendous number of
foreclosures resulting from families who could
not
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 4 DQ 2 FOR MORE CLASSES
VISIT www.fin420tutorials.com   Visit a site such
as www.bankrate.com to determine current rates
for both a 60-month and a 36-month loan on a new
car where the buyer must finance 20,000. Using
the loan calculator, what is the difference in
monthly payments between the 60-month loan and
the 36-month loan?
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 4 Individual Assignment Mutual Fund
Evaluation FOR MORE CLASSES VISIT www.fin420tutori
als.com   Choose a mutual fund family such as
Vanguard, American Funds, T. Rowe Price, and so
forth.   Identify one mutual fund from that
family for each of the following categories
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 4 Personal Finance Quiz FOR MORE
CLASSES VISIT www.fin420tutorials.com   1 As a
stockholder of Kentucky Gas and Oil, you receive
its annual report. In the financial statements,
the firm reported after-tax earnings of
1,200,000 and has issued 1,500,000 shares of
common stock. The stock is currently selling for
24 a share. What is the per earnings share for
Kentucky Gas and Oil?
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 5 DQ 1 FOR MORE CLASSES
VISIT www.fin420tutorials.com   Life insurance is
a topic many people do not like to discuss, but
understanding your familys needs and planning
appropriately in the event of a premature death
is also part of a comprehensive financial plan.
Outlined in Ch. 10 are four methods for
estimating life insurance needs.
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 5 DQ 2 FOR MORE CLASSES
VISIT www.fin420tutorials.com   Consider your
current financial plan. Based on what you have
learned about your financial goals, risk
tolerance, and risk and return of various
investment options, what adjustments should you
make to the asset allocation of your investment
portfolio? What specific actions
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 5 Individual Problem Worksheet FOR
MORE CLASSES VISIT www.fin420tutorials.com   Compl
ete the following problems Describe the two
types of tax-deferred investment accounts an
IRA, and a 401(k) or 403(b), and contrast them
with a regular taxable investment account. What
types of investments are best held in a
tax-deferred account? What types are best held as
taxable savings?
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FIN 420 TUTORIALS Active Participation
FIN 420 Week 5 Team Assignment Financial Planning
in Action FOR MORE CLASSES VISIT www.fin420tutoria
ls.com   Choose a minimum of three of the four
following life situations (or use all four)
Husband/wife, two kids, 1 income, mortgage,
good salary, some savings, no college fund
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FIN 420 TUTORIALS Active Participation/fin420tutor
ials.com
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