HHS 265 Course Experience Tradition / tutorialrank.com - PowerPoint PPT Presentation

About This Presentation
Title:

HHS 265 Course Experience Tradition / tutorialrank.com

Description:

For more course tutorials visit www.tutorialrank.com Resources: Ch. 5, 7, 8, 10, and 13 in Financial Management for Human Service Administrators, Appendices B and C Due Date: Day 7 [Individual] forum Review the financial statements in Appendix B. Complete Appendix C. – PowerPoint PPT presentation

Number of Views:6
Slides: 20
Provided by: McdonaldAli13
Category:

less

Transcript and Presenter's Notes

Title: HHS 265 Course Experience Tradition / tutorialrank.com


1
HHS 265 Course Extraordinary Success/
tutorialrank.com
The Best way to predict the Future is to create
it.....To Best way....
www.tutorialrank.com
2
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Entire Course (UOP Course) For more
course tutorials visit www.tutorialrank.com HHS
265 Week 1 Individual Assignment Identify
Personal Financial Goals HHS 265 Week 1 DQ 1 HHS
265 Week 1 DQ 2 HHS 265 Week 2 Individual
Assignment Worksheets 6 and 7 HHS 265 Week 2 LT
Deliverable (Update on Final Project) HHS 265
Week 2 DQ 1 HHS 265 Week 2 DQ 2 HHS 265 Week 3
Individual Assignment Personal Financial Plan HHS
265 Week 3 LT Deliverable (Update on Final
Project) HHS 265 Week 3 DQ 1 HHS 265 Week 3 DQ 2
3
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 1 DQ 1 (UOP Course) For more course
tutorials visit www.tutorialrank.com Describe
your current budgeting system. What factors
influence your financial decisions? What are the
benefits or concerns of your current budgeting
system?
4
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 1 DQ 2 (UOP Course) For more course
tutorials visit www.tutorialrank.com Ch. 1 of
Focus on Personal Finance introduces eight
components of personal financial planning.
Describe three components of personal financial
planning. Visit one of the Key websites suggested
on the corresponding pages of Focus on Personal
Finance for each of the three components you
described. What information did you find most
valuable on the websites you visited?
5
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 2 DQ 1 (UOP Course) For more course
tutorials visit www.tutorialrank.com Consider
your personal cash flows. How would you adjust
cash outflows (i.e. adjust your budget) if your
household income was cut in half? If your cash
inflows increased, how would you reallocate your
surplus to meet your personal needs and
objectives? How do you use credit as a part of
your personal financial plan?
6
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 2 DQ 2 (UOP Course) For more course
tutorials visit www.tutorialrank.com Many
different types of financial institutions exist.
Differentiate between deposit institutions and
non-deposit institutions. Provide two examples of
deposit and non-deposit financial institutions
with a brief explanation of each. How can you use
each of these financial institutions to manage
your cash flows and develop or enhance your
personal financial plan?
7
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 2 Individual Assignment Personal
Finance Problems and Summary For more course
tutorials visit www.tutorialrank.com Complete the
Personal Finance Problems - Week 2. Write a 750-
to 1,050-word summary of the problems in which
the team includes the following What influence
does present and future value of money have on
the different scenarios? What is the role of
risk in determining decisions to diversify or how
assets are allocated? Submit the team's answers
to the questions including all calculations and a
summary of the results.Click the Assignment
Files tab to submit your assignment.
8
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 2 Personal Finance Quiz For more
course tutorials visit www.tutorialrank.com 1
Carla Lopez deposits 2,500 a year into her
retirement account. If these funds have an
average earning of 8 percent over the 40 years
until her retirement, what will be the value of
her retirement account? 2 An ATM with a service
fee of 2 is used by a person 100 times in a
year. What would be the future value in 10 years
(use a 3 percent rate) of the annual amount paid
in ATM fees? 3 If a person spends 10 a week on
coffee (assume 500 a year), what would be the
future value of that amount over 10 years if the
funds were deposited in an account earning 3
percent?
9
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 3 DQ 1 (UOP Course) For more course
tutorials visit www.tutorialrank.com Evaluate
your personal risk tolerance using Exhibit 11-2 A
Quick Test to Measure Investment Risk in Ch. 11
of Focus on Personal Finance. Based on your
results, were you considered more conservative or
less conservative? What factors affected your
investment choices? Consider a friend or family
member who is more conservative or less
conservative than you. How do their money
management behaviors differ from your own?
10
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 3 DQ 2 (UOP Course) For more course
tutorials visit www.tutorialrank.com Financial
experts agree that having an emergency fund is an
essential component of a comprehensive financial
plan. However, advice regarding the number of
months of household expenses the emergency fund
should cover varies between 3 and 9 months.
Taking into account the current financial
environment, how many months of expenses would
you recommend for an emergency fund and why? What
are three investment options that are appropriate
for an emergency fund? Which of these investment
options offer the best returns? What reasons
might encourage you to forego a higher return on
your emergency funds?
11
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 3 Individual Problem Worksheet For
more course tutorials visit www.tutorialrank.com C
omplete Worksheet 37 in Focus on Personal
Finance, Your Financial Plan Evaluating
Corporate Bonds. Explain the principle of asset
allocation. Using the Internet or library
research, prepare a 2-minute presentation
describing why the principle of asset allocation
is important when establishing an investment
program. Assume you are 59 years old, want to
retire in 6 years, and currently have an
investment portfolio valued at 550,000 invested
in technology stocks. After talking with friends
and relatives, you have decided that you have
too many eggs in one basket. Based on this
information, use the asset allocation method
described in this chapter and use the following
table to diversify your investment portfolio.
Then answer the following two questions
12
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 3 Learning Team Problems For more
course tutorials visit www.tutorialrank.com
Assume that you are choosing an investment for
your retired parents. What are the advantages and
disadvanges of each of the following? o a bond
issued by the federal government, o a state or
local government, o or a corporation?
Which would you recommend for your retired
parents? Justify your answer. Five
years ago, you purchased a 1,000 corporate bond
issued by General Electric. The interest rate for
the bond was 5. Comparable bonds are paying 6
today.
13
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 4 DQ 1 (UOP Course) For more course
tutorials visit www.tutorialrank.com Adjustable
rate mortgages (ARMs) have received a great deal
of bad press due to the tremendous number of
foreclosures resulting from families who could
not afford the loan payments once the interest
rates increased. Do you believe this loan option
was used appropriately in recent years? Why or
why not? Under what circumstances does the use of
ARMs make sense? Please explain.
14
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 4 DQ 2 (UOP Course) For more course
tutorials visit www.tutorialrank.com Visit a site
such as www.bankrate.com to determine current
rates for both a 60-month and a 36-month loan on
a new car where the buyer must finance 20,000.
Using the loan calculator, what is the difference
in monthly payments between the 60-month loan and
the 36-month loan? Review the amortization
tables. What is the difference in total interest
one would pay over the life of these two loans?
What do these differences show you about the true
cost of the car?
15
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 4 Individual Assignment Mutual Fund
Evaluation For more course tutorials
visit www.tutorialrank.com Choose a mutual fund
family such as Vanguard, American Funds, T. Rowe
Price, and so forth. Identify one mutual fund
from that family for each of the following
categories Actively managed common stock
fund Fixed income fund Balanced
fund International fund Fund devoted to
retirement investing Write a 350- to 700-word
mutual fund evaluation for each mutual fund using
the worksheet of your financial plan as a
template. Include the following in your
evaluation
16
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 4 Personal Finance Quiz For more
course tutorials visit www.tutorialrank.com 1 As
a stockholder of Kentucky Gas and Oil, you
receive its annual report. In the financial
statements, the firm reported after-tax earnings
of 1,200,000 and has issued 1,500,000 shares of
common stock. The stock is currently selling for
24 a share. What is the per earnings share for
Kentucky Gas and Oil? 2 Sarah and James Hernandez
purchased 150 shares of Cisco Systems stock at
18 a share. One year later, they sold the stock
for 25.40 a share. They paid a broker a 32
commission when they purchased the stock and a
40 commission when they sold the stock. During
the 12-month period the couple owned the stock,
Cisco Systems paid dividends that totaled 0.24.
Calculate the Hernandezes total return for this
investment.
17
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 5 DQ 1 (UOP Course) For more course
tutorials visit www.tutorialrank.com Life
insurance is a topic many people do not like to
discuss, but understanding your familys needs
and planning appropriately in the event of a
premature death is also part of a comprehensive
financial plan. Outlined in Ch. 10 are four
methods for estimating life insurance needs.
Which insurance options are most appropriate for
your family situation? Based on what you have
identified as most appropriate for you, do you
currently have enough life insurance? If not, how
can you close this gap?
18
HHS 265 Course Extraordinary Success/
tutorialrank.com
HHS 265 Week 5 DQ 2 (UOP Course) For more course
tutorials visit www.tutorialrank.com Consider
your current financial plan. Based on what you
have learned about your financial goals, risk
tolerance, and risk and return of various
investment options, what adjustments should you
make to the asset allocation of your investment
portfolio? What specific actions do you need to
take to make those adjustments or to establish
your investment portfolio? What adjustments will
you need to make to your budget and investment
portfolio to include adequate insurance?
19
HHS 265 Course Extraordinary Success/
tutorialrank.com
The Best way to predict the Future is to create
it.....To Best way....
www.tutorialrank.com
Write a Comment
User Comments (0)
About PowerShow.com