best health insurance in india

1
Best health insurance in India
2
Types Health Insurance in India
3

• 1. Individual Health Insurance policy
• Individual policy also known as the 'Standard Med
  claim policy' is one of the simplest forms of
  insurance, and is available with all health
  insurance companies in India. As the name
  suggests, this policy is designed to cover
  hospitalization expenses for an individual up to
  the sum assured of the plan.
• For instance Mr. Ram has an individual policy
  for Rs 3 lakh. If Mr. Ram is hospitalized, the
  insurance company / TPA will bear the medical
  expenses up to a maximum limit of Rs 3 lakh.

4

• 2. Family Floater Health Insurance
• Family floater insurance policy provides a cover
  to the entire family under one umbrella. This
  plan covers self, spouse and two dependent kids
  in one policy. Some medical insurance companies
  also permit parents or parents in law under the
  same plan.
• The main feature of this Best health insurance in
  India policy is that the sum assured floats among
  the family members listed in the policy. The
  complete sum assured can be used either by a
  single member of the family listed in the policy
  or it can used by more than one member in the
  same year.
• Quotes for a family floater health insurance is
  cheaper than the total quotes for individual
  insurance policies. In simple words, family
  floater policy offers a wider cover at a lower
  premium.

5

• 3. Critical illness Health Insurance policy
• The critical illness health policy offers
  coverage only for the critical illnesses
  mentioned in the policy wordings. The highlight
  of this plan is that the insured individual
  receives a lump sum amount (irrespective of the
  hospital bill) as specified in the policy on
  being diagnosed with a critical ailment (as
  defined by the insurance company).

6

• 4. Senior citizen Health Insurance
• As the name suggests, the senior citizen policy
  caters to individuals above the age of 60 years.
  This policy has a shorter waiting period. The
  senior citizen policy generally has a higher
  renewable age and the premiums are also higher.
• Each type of Best health insurance in India
  policy has its own set of advantages and
  drawbacks. The best policy that suits your needs
  would depend upon various factors like age,
  budget, number of individuals to be covered etc.
  Whatever you buy, you need a specialized agent to
  assist you and help you buy medical insurance
• Source-https//goo.gl/wJ6zn6

7
http//www.bajajallianz.com/Corp/motor-insurance/c
ompare-car-insurance.jsp
Follow us on
https//www.facebook.com/BajajAllianz
http//www.linkedin.com/company/653474
https//plus.google.com/BajajAllianzGIC/posts
https//twitter.com/BajajAllianz
https//www.youtube.com/user/BajajAllianzGIC
https//instagram.com/bajajallianzgeneral/