Why you need an Insurance Adjuster for Water Damage?

1
Why you need an Insurance Adjuster for Water
Damage?
2
Content

• Introduction
• Water Damage
• Tools to be Used
• Guidance
• Responsibilities of Insurance Adjuster

3
Introduction

• A public adjuster is an insurance claims adjuster
  who negotiates for the residential and commercial
  policyholders to settle the water damage claims.
• Public adjusters are licensed by the State
  Government and they have legal rights to
  represent the insurance claims process.
• They will appraise the damage, prepare the
  documents, estimate the properties, carefully
  read the policy of the insurance.

4
Water Damage

• Water damage could be financially damaging the
  property owners.
• Because of water can damage a property and its
  contents like, furniture, drywall, insulation,
  framing and electrical systems.
• Generally, the water moves to the lowest level
  and it can work its way into wall cavities,
  underneath flooring and behind the cabinets. It
  is difficult to see where the water goes.

5
Tools to be Used

• Most of the insurance companies in Florida are
  looking to refuse the water damage and they do
  not pay for damages.
• A good public insurance adjuster will use high
  end water detection tools such as, scoping
  cameras, moisture meters, and FLIR infrared
  cameras and more.
• By use of these equipments adjuster can create
  strong witnesses against the insurance companies.

6
Guidance

• A public adjuster is an expert to appeal the
  strongest water claims and explain you of your
  options in the claims process.
• Insurance adjuster can guide their policyholders
  in all aspects of water damages from filing water
  claims forms accurately, resolving conflicts
  during the claims process, and also preparing
  home inventories.

7
Responsibilities of Insurance Adjuster

• Thoroughly read your insurance policy and will
  explain you what are the possible options in the
  claims process.
• Preparing and document the water damages and
  proves your losses on the court.
• Public adjuster will evaluate interruption
  losses, extra expenses and negotiate the final
  settlement with the insurance company for your
  water damage.