FIN 420 Inspiring Minds/uophelp.com

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FIN 420 Inspiring Minds/uophelp.com

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Entire Course
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• FIN 420 Week 1 DQ 2
• FIN 420 Week 1 DQ 1
• FIN 420 Week 1 Individual Assignment Personal
  Finance Mission Statement
• FIN 420 Week 2 Individual Assignment Personal
  Finance Problems and Summary
• FIN 420 Week 2 Personal Finance Quiz
• FIN 420 Week 2 DQ 1
• FIN 420 Week 2 DQ 2
•  

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 1 DQ 1
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• Describe your current budgeting system. What
  factors influence your financial decisions? What
  are the benefits or concerns of your current
  budgeting system?

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 1 DQ 2
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• Ch. 1 of Focus on Personal Finance introduces
  eight components of personal financial planning.
  Describe three components of personal financial
  planning. Visit one of the Key websites suggested
  on the corresponding pages of Focus on Personal
  Finance for each of the three components you
  described. What information did you find most
  valuable on the websites you visited?

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 1 Individual Assignment Personal
  Finance Mission Statement
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• Write a 350- to 700-word personal finance mission
  statement that describes where you want to be
  financially and how you want to get there.
  Communicate the following in your mission
  statement
• Personal values
• Financial goals.

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 2 DQ 1
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• Consider your personal cash flows. How would you
  adjust cash outflows (i.e. adjust your budget) if
  your household income was cut in half? If your
  cash inflows increased, how would you reallocate
  your surplus to meet your personal needs and ob

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 2 DQ 2
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• Many different types of financial institutions
  exist. Differentiate between deposit institutions
  and non-deposit institutions. Provide two
  examples of deposit and non-deposit financial
  institutions with a brief explanation of each.
  How can you use each of these financial
  institutions to manage your cash flows and
  develop or enhance your personal financial plan?

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 2 Individual Assignment Personal
  Finance Problems and Summary
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• Complete the Personal Finance Problems - Week 2.
• Write a 750- to 1,050-word summary of the
  problems in which the team includes the
  following
• What influence does present and future value of
  money have on the different scenarios?
• What is the role of risk in determining decisions
  to diversify or how assets are allocated?

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 2 Personal Finance Quiz
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• Complete the Personal Finance Problems - Week 2.
• Write a 750- to 1,050-word summary of the
  problems in which the team includes the
  following
• What influence does present and future value of
  money have on the different scenarios?
• What is the role of risk in determining decisions
  to diversify or how assets are allocated?

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 3 DQ 1
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• Evaluate your personal risk tolerance using
  Exhibit 11-2 A Quick Test to Measure Investment
  Risk in Ch. 11 of Focus on Personal Finance.
  Based on your results, were you considered more
  conservative or less conservative? What factors
  affected your investment choices? Consider a
  friend or family member who is more conservative
  or less conservative than you. How do their money
  management behaviors differ from your own?

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 3 DQ 2
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• Evaluate your personal risk tolerance using
  Exhibit 11-2 A Quick Test to Measure Investment
  Risk in Ch. 11 of Focus on Personal Finance.
  Based on your results, were you considered more
  conservative or less conservative? What factors
  affected your investment choices? Consider a
  friend or family member who is more conservative
  or less conservative than you. How do their money
  management behaviors differ from your own?

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 3 Individual Problem Worksheet
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• Complete Worksheet 37 in Focus on Personal
  Finance, Your Financial Plan Evaluating
  Corporate Bonds.
• Explain the principle of asset allocation. Using
  the Internet or library research, prepare a
  2-minute presentation describing why the
  principle of asset allocation is important when
  establishing an investment program.

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 3 Learning Team Problems
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• Complete Worksheet 37 in Focus on Personal
  Finance, Your Financial Plan Evaluating
  Corporate Bonds.
• Explain the principle of asset allocation. Using
  the Internet or library research, prepare a
  2-minute presentation describing why the
  principle of asset allocation is important when
  establishing an investment program.

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 4 DQ 1
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• Adjustable rate mortgages (ARMs) have received a
  great deal of bad press due to the tremendous
  number of foreclosures resulting from families
  who could not afford the loan payments once the
  interest rates increased. Do you believe this
  loan option was used appropriately in recent
  years? Why or why not? Under what circumstances
  does the use of ARMs make sense? Please explain

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 4 DQ 2
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• Visit a site such as www.bankrate.com to
  determine current rates for both a 60-month and a
  36-month loan on a new car where the buyer must
  finance 20,000. Using the loan calculator, what
  is the difference in monthly payments between the
  60-month loan and the 36-month loan? Review the
  amortization tables. What is the difference in
  total interest one would pay over the life of
  these two loans? What do these differences show
  you about the true cost of the car?

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 4 Individual Assignment Mutual Fund
  Evaluation
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• www.uophelp.com
• Visit a site such as www.bankrate.com to
  determine current rates for both a 60-month and a
  36-month loan on a new car where the buyer must
  finance 20,000. Using the loan calculator, what
  is the difference in monthly payments between the
  60-month loan and the 36-month loan? Review the
  amortization tables. What is the difference in
  total interest one would pay over the life of
  these two loans? What do these differences show
  you about the true cost of the car?

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 4 Personal Finance Quiz
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• 1 As a stockholder of Kentucky Gas and Oil, you
  receive its annual report. In the financial
  statements, the firm reported after-tax earnings
  of 1,200,000 and has issued 1,500,000 shares of
  common stock. The stock is currently selling for
  24 a share. What is the per earnings share for
  Kentucky Gas and Oil?

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 5 DQ 1
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• 1 As a stockholder of Kentucky Gas and Oil, you
  receive its annual report. In the financial
  statements, the firm reported after-tax earnings
  of 1,200,000 and has issued 1,500,000 shares of
  common stock. The stock is currently selling for
  24 a share. What is the per earnings share for
  Kentucky Gas and Oil?

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 5 DQ 2
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• Consider your current financial plan. Based on
  what you have learned about your financial goals,
  risk tolerance, and risk and return of various
  investment options, what adjustments should you
  make to the asset allocation of your investment
  portfolio? What specific actions do you need to
  take to make those adjustments or to establish
  your investment portfoli

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 5 Individual Problem Worksheet
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• Complete the following problems
• Describe the two types of tax-deferred
  investment accounts an IRA, and a 401(k) or
  403(b), and contrast them with a regular taxable
  investment account. What types of investments are
  best held in a tax-deferred account? What types
  are best held as taxable savings?

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FIN 420 Inspiring Minds/uophelp.com

• FIN 420 Week 5 Team Assignment Financial Planning
  in Action
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• Complete the following problems
• Describe the two types of tax-deferred
  investment accounts an IRA, and a 401(k) or
  403(b), and contrast them with a regular taxable
  investment account. What types of investments are
  best held in a tax-deferred account? What types
  are best held as taxable savings?

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FIN 420 Inspiring Minds/uophelp.com

• For more course tutorials visit
• www.uophelp.com