Our Business Insurance Policy Lexington SC

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Our Business
Insurance Policy Lexington SC
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Our Business is
Helping Your Business
Commercial Auto Insurance As a business owner,
you need the same kinds of insurance coverage's
for the car you use in your business as you do
for a car used for personal travel -- liability,
collision and comprehensive, medical payments and
coverage for uninsured motorists. In fact, many
business people use the same vehicle for both
business and pleasure. If the vehicle is owned by
the business, make sure the name of the business
appears on the policy as the "principal insured"
rather than your name. This will avoid possible
confusion in the event that you need to file a
claim or a claim is filed against you.
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Workers Compensation Workers compensation laws
were created to ensure that employees who are
injured on the job are provided with fixed
monetary awards. This eliminates the need for
litigation and creates an easier process for the
employee. It also helps control the financial
risks for employers since many states limit the
amount an injured employee can recover from an
employer. Workers Compensation Insurance is
designed to help companies pay these benefits. As
a protection for employees, most states require
that employers carry some form of Workers
Compensation Insurance. Workers Compensation
Insurance is not health insurance. Workers
Compensation is designed specifically for
injuries sustained on the job.
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Business Property and General Liability As
independent insurance agents we too are business
owners. We understand the need to cover the
tangible assets of your business. Those assets
may include your building, you furnishings,
computers, equipment, tools, and inventory. You
also need protection for loss of revenue should a
loss slow or stop your income. For every business
owner the chance is always there to be sued.
Liability insurance can prevent that legal suit
from becoming a financial disaster.
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For More Detail Contact Us Or Visit Our
Webpage..!
Address The Ricard Agency, LLC 311 North Lake
DriveLexington SC 29072Telephone [phone] i
nfo_at_ricardinsurance.com
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