Personal Loans Can Help Your Finances - PowerPoint PPT Presentation

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Personal Loans Can Help Your Finances

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Do you need help with your finances? Then perhaps getting a personal loan is something you should be looking at. Here are tips on how to get a personal loan and get your finances on track. – PowerPoint PPT presentation

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Title: Personal Loans Can Help Your Finances


1
Personal Loans Can Help Your Finances
2
Personal Loans
  • Worried about your financial situation and want
    to put your mind at ease?
  • Personal loans can help you improve your
    finances. However, read these tips first so you
    can make a more informed decision!

3
Investigate and Research
  • gt Choose the right lender banks, credit unions,
    online lenders.
  • gt Compare and find the cheapest rates.
  • gt Fixed Rate or Variable Rate?
  • Remember that variable rates rise as interest
    rates increases. Fixed rates however, remain the
    same no matter the movement in interest rates.

4
Read the Fine Print
  • gt Ask for a full disclosure of the loan terms.
  • gt See if the payment and repayment terms work for
    you.
  • gt Check if it has late payment fees, prepayment
    fee, or penalty for paying off your loan early.

5
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6
Make Sure Your Credit Score Is Accurate
  • gt Make sure your credit score is correct and
    continue to use your credit responsibly.
  • gt Ask your personal loan lender to report your on
    time payments to bolster your credit profile.

7
Only Borrow What You Can Afford
  • Gauge your financial situation, how much you can
    realistically borrow and pay off.

8
Check for Direct Debits
  • Although some lenders provide incentives for
    automatic withdrawals think about the pros and
    cons because you might not have enough money in
    your bank when you need it.

9
Do you have questions about
rebuilding your credit?
  • Join our Facebook group!
  • Feel free to ask your questions within the group!

10
Join Our Other Social Media Communities!
NewHorizon.Org
NewHorizon.Org
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