Types of Health Insurance

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Types of Health Insurance
Liberty Videocon General Insurance Co.
Ltd. care_at_libertyvideocon.com Toll free-
1800-266-5844
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What is Health Insurance?
A health insurance provides people with financial
assistance in case they are besieged by medical
problems. The cost of healthcare in India is
pretty high, which makes looking for the best
health insurance in India a must. It is the ideal
solution for medical emergencies.
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Why do you need health insurance?
According to a study, about 95 of the middle
class population in India does not have adequate
coverage when it comes to health insurance. But,
being prepared beforehand is always better than
falling short at the time of need.
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• You might not fall ill often, but that is no
  guarantee that you wont
• Life is an unpredictable premise and accidents do
  happen
• People lead increasingly sedentary lifestyles
  these days
• Healthcare costs tend to increase every year
• If you are admitted, youd rather concentrate on
  getting better instead of financial burdens
• Cashless facilities can be availed at major
  hospitals
• The best health insurance in India will cover a
  number of illnesses and day care procedures

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Types of Health Insurance
There are, majorly, three types of health
insurance policies that are available these days.
One should go through the inclusions and
exclusions, and the benefits offered by each kind
of policy, before deciding which one would suit
them better.
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Mediclaim Policy
A Mediclaim is one of the basic policies that
provide indemnity coverage. Under this type of
insurance, the insured is provided with a certain
amount of coverage in the situation where they
have to be hospitalized. Available in individual
and family floater plans, a mediclaim has a fixed
sum insured.
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Fixed Benefits Policy
This type of policy offers the policy holder some
fixed benefits. If you are admitted in to a
hospital with this policy, you will get a fixed
daily allowance for the number of days that you
are admitted. This amount is pre-determined,
irrespective of the actual expenses.
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Critical Illness Plans
The critical illness plans are similar to fixed
benefit policies in terms of coverage. These
plans provide the policy holder with a fixed
amount if they are diagnosed with one of the
critical illnesses listed in the policy.
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Health Insurance Policy
Our Products
Janta Personal Accident Policy
Health Connect Supra
Individual Personal Accident
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Health Connect Supra Policy
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Conclusion
There is no doubt that everyone should opt for
the best health insurance they can buy in India
to provide them financial security. But, what may
be the best for one might not be enough for
another. Look at your own needs and requirements,
and compare various policies before you choose to
buy.
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floor, Tower A, Peninsula Business
Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai
400 013 Boardline- 022 6700 1313 Fax - 022 6700
1606 Toll free- 1800-266-5844 Website-
https//www.libertyvideocon.com Please e-mail us
at- care_at_libertyvideocon.com
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