Child plans in india (1)

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Child Plans In India
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• There are several Child Plans In India available
  nowadays, with a large number of companies
  brandishing an army of similar products. The good
  news is that this large number of companies have
  different rates available to you because they
  have different standards for judging your
  suitability and the risk posed by you, thus you
  can pick and choose a company that is covering
  all your needs as well as offering you a good
  rate for premium payments and run with that.

3

• It is easy to avoid the additional cost of a
  consultation. The internet makes it easy for you
  to coach yourself on what parameters you're
  judging yourself by, to gauge what sort of a risk
  you pose to the insurer and what your coverage
  needs really are. Once you have assessed this,
  you can browse over the companies available, see
  which are reputed, and also which offer you
  something most suitable to your needs, at the
  cheapest rate.
• If you're worried about buying individual health
  insurance for your children, you should know that
  an individual health insurance policy doesn't
  cover just you, but also your marital partner and
  children till they grow to young adults.

4

• Low income children can be covered by SCHIP,
  the State Child Plans In India, or may qualify
  for Medicare or Medicaid.
• Employers that provide insurance only cover the
  employee, not the family. In which case, the
  employee should take the employer provided
  insurance for him or herself, and take out
  private health insurance for the family.
• The new Healthcare Reform Act ensures that
  children can be covered by quality health
  insurance continued on their parent's insurance
  till the age of 26. This is useful for youngsters
  who aren't employed yet, and who do not have the
  means to insure themselves yet.

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• Since the new Healthcare Reform Act is to be
  put into action in January 2011, there are
  insurance providers who are not yet extending
  coverage to the new age limit of 26. There are
  short term insurance schemes that are available
  for young adults in this situation that parents
  can take on their behalf.
• Buying a high deductible individual health
  insurance policy for a child is quite possible at
  very low cost.

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• Universities and colleges have low cost
  insurance plans that are cheap for students.
• Students who have worked even if briefly, can
  make use of the COBRA policy which can provide
  them with insurance coverage for up to eighteen
  months after termination from the company at
  which they were working.
• Source- http//bit.ly/2psp48y

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