Peer To Peer Lending in India - LenDenClub - PowerPoint PPT Presentation

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Peer To Peer Lending in India - LenDenClub

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LenDenClub is India's leading Peer to Peer (P2P) Lending platform. Borrower can get fast personal loans. Earn higher returns through lending money online – PowerPoint PPT presentation

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Title: Peer To Peer Lending in India - LenDenClub


1
  • Private Money Lenders for Personal Loans

2
ABOUT LENDENCLUB
  • A novel P2P lending and borrowing platform in
    India.
  • It allows individuals to get fast personal loans
    or become lender to earn higher interest on their
    investment.
  • LenDenClub is one of the fastest growing peer to
    peer (P2P) lending platforms in India.
  • It connects investors or lenders looking for
    high returns with creditworthy borrowers looking
    for short term personal loans.

3
Eligibility To Be A Borrower
  • Salaried
  • To become a borrower, you need to be a
    resident of India and need to have a net monthly
    income of Rs.12,000 or more.
  • Documents required  
  • Pan Card
  • Aadhaar Card or Address Proof
  • Salary bank account statement for two previous
    months
  • Salary slips for the previous two months
  • Photograph

4
  • Other/ Women Entrepreneurs
  • As a women entrepreneur, your business needs
    to be operating for at least one year prior to
    loan request. You need to have appropriate proof
    of establishment and operations for your
    business.
  • Documents required
  • Pan Card
  • Aadhaar Card or Address Proof
  • Business bank account statement for the previous
    six months
  • ITR for the last two years
  • Photograph
  • Applicable Fees
  • Rs.1500 one time registration fee
  • Processing fee based on the loan amount.

5
Benefits at LenDenClub
  • 1. Solid Returns
  • Sustained high returns on investments makes
    peer 2 peer lending a sought after investment
    option for fixed income investor.
  • 2. Monthly Cashflow
  • P2P lending is the only high return
    instrument to fetch monthly cash flows with
    interest payments.
  • 3. No Volitality
  • Traditional instruments such as equity,
    forex, commodity etc. have high volatility
    inherent to the resulting in notional or actual
    loses.

6
THANK YOU
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