What is the Financial Coverage provided by a Health Insurance Policy?

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What is the Financial Coverage Provided by a
Health Insurance Policy?
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In India healthcare related expenses have
increased exponentially in the past few years.
Having observed this trend, insurance companies
have started provided exclusive healthcare plans,
which provide coverage of healthcare related
expenses. If you want to protect yourself against
financial liabilities, incurred due to healthcare
related expenses, then it is mandatory that you
purchase a suitable healthcare plan. Some of the
coverage provided by a healthcare plan has been
discussed below.
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• Hospitalization Expenses

The first thing that a health insurance must
provide is the coverage of all hospitalization
charges. In other words, the insurance policy
will cover expenses incurred due to
hospitalization, operation theatre charges,
nursing expenses, surgical charges, cost of drugs
and all other expenses incurred, due to
hospitalization of the insurer. Hospitalization
expenses can become exorbitant, especially if you
the patient has to stay in the hospital, for many
days. Hence, adequate coverage of hospitalization
expenses is essential, to prevent the insurer
from incurring financial losses.
Source
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• Post Hospitalization Expenses

Health insurance policies also cover the expenses
incurred during certain number of specified days,
after discharge from the hospital. This coverage
is essential for patients who have to undergo
treatments like physiotherapy and need to
undergo, extensive medical examinations during
the recovery period.
Source
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• Domiciliary Hospitalisation Treatment

The expenses involved in carrying out medical
treatments at home, in case the patient cannot be
taken to the hospital, will also be covered by
the medical insurance policy. Domiciliary
hospitalization treatment can prove to be quite
expensive and hence, needs to be covered by a
healthcare plan.
Source
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Purchasing a Health Insurance Policy
Liberty Videocon is a renowned insurance company,
which provides different types of healthcare
plans. The health insurance policies of Liberty
Videocon provide extensive coverage, so that you
do not face any financial problems in case of
hospitalization and other correlated expenses.
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Contact Us

• Website https//www.libertyvideocon.com
• Address 10th floor, Tower A, Peninsula Business
  Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai
• Toll Free Number 1800-266-5844
• Email care_at_libertyvideocon.com
• Social Connection
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• THANK YOU