Loan Against Property With Long Tenure | Express Paisa - PowerPoint PPT Presentation

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Loan Against Property With Long Tenure | Express Paisa

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The loan against property service at Express Paisa ensures maximum finance with flexibility of loan tenure with smaller EMI options with long tenure. – PowerPoint PPT presentation

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Title: Loan Against Property With Long Tenure | Express Paisa


1
Quick Loan Providers
www.ExpressPaisa.com
2
About Us ExpressPaisa is Indias leading
financial services distributor. We have more than
a decade of experience and leverage our domain
expertise to bring unmatched value to our
clients. We offer a wide range of services to end
customers from loans, credit cards to life
insurance covers, etc. We provide services that
covers assistance in issuance of loans such as
Home Loan, Car Loan, Personal Loan, Business
Loan, SME Loan, Loan Against Property, Credit
Cards and also DHFL Life Insurance.
  • Dedicated to saving your time
  • Committed to getting you the best Loan Amount
  • Helping you choose the product best suited to
    your need
  • www.ExpressPaisa.com

3
Avail Loan Against Property And Fulfill Your
Financial Requirement Loan against Property
(LAPs) is exactly what the name implies a loan
is offered by banks against the mortgage of
individuals freehold property either residential
or commercial.
Loan Against Property Overview Whether your
property is a residential house or commercial
land, our Loan Against Property from Express
Paisa will ensure maximum finance, taking care of
your unique needs as either a salaried or
self-employed individual.
www.ExpressPaisa.com
4
  • Features of Loan Against Property
  • It is a secured loan which means it is offered
    only when you keep freehold residential property
    with the bank as security.
  • These are long-tenure loans and repayment periods
    can be anything from 10 years to 15 years
  • Banks also bill the applicant for the
    administrative charges incurred when processing
    the application and its processing fee.
  • Flexibility of loan tenure.
  • Longer tenure, smaller EMIs.
  • Easy and hassle free documentation.
  • Simple repayments through monthly instalments.
  • The minimum amount for which the loan is offered
    is Rs. 50,000

www.ExpressPaisa.com
5
  • Loan Against Property Eligibility Documentation
  • Loan Against Property Eligibility
  • Salaried Individuals
  • Minimum age of applicant 21 years.
  • Maximum age of applicant at the time of loan
    maturity 60 years.
  • Minimum Net Monthly Income Rs. 12000 p.m.
  • Self-employed Individuals
  • Minimum age of applicant 21 years.
  • Maximum age of applicant at the time of loan
    maturity 65 years.

www.ExpressPaisa.com
6
  • Life Insurance Documentations
  • Salaried Individuals
  • Identity and Residence Proof
  • Latest Salary Slip
  • Form 16
  • Last 6 months Bank Statements
  • Processing Fee Cheque
  • Self-employed Individuals
  • Identity and Residence Proof
  • Education Qualifications Certificate and Proof of
    Business Existence
  • Last 3 years Income Tax returns (self and
    business)
  • Last 3 years Profit/Loss Statement and Balance
    Sheet
  • Last 6 months Bank Statements
  • Processing Fee Cheque

www.ExpressPaisa.com
7
  • Get Loan in 4 Simple Steps
  • Assessing Eligibility
  • Discussions to clear your doubts
  • Verifying your documents
  • Loan processing in express time

www.ExpressPaisa.com
8
Thank you
  • www.expresspaisa.com

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