Why Every Homeowner Needs Flood Insurance in Miami?

1
Why Every Homeowner Needs Flood Insurance in
Miami?
2

• Recently stroked, Hurricane Irma was an extremely
  powerful catastrophic Cape Verde type
  hurricane, the strongest observed in the Atlantic
  since Wilma in 2005. It was also the most intense
  Atlantic hurricane to strike the United States
  since Katrina in 2005, and the first major
  hurricane to make landfall in Florida since Wilma 
  in 2005.

3
Flood and Hurricane in Miami

• Floods and Hurricane in Miami has transformed the
  streets into river, leaving thousands of people
  homeless. It has been 25 years since Hurricane
  Andrew devastated Southern Miami-Dade County.
• It has also been 12 years since any hurricane
  (Hurricane Wilma) has made landfall in South
  Florida.

4
Myths about flood insurance
If you live anywhere from the beach, you are in a
flood zone. Many people believe their homeowners
insurance will cover all water damage. One of the
most common myths from homeowners without flood
insurance is they dont live near a body of
water. However, the truth is 25 percent of
flood insurance claims for homes that are in low
risk areas. Another common excuse if flood
insurance is too expensive. 
5
You Must Live In A High Risk Flood PlainIts
better to enroll flood insurance, regardless of
whether you live in a high or low risk area.
Flood Insurance Covers EverythingThe extreme
federal flood insurance coverage is
250,000.All Water Damage Is The Same Flood
caused by rain or an overflowing body of water is
not covered by homeowners insurance .
6
What happens if insurance company denied the
claim?
7
INSTRUCTIONS

• Having flood insurance in South Florida is a good
  decision. Often, flood insurance claims should be
  a relied-upon recovery for the policyholders
  affected, but the truth is that some people end
  up struggling.
• However, insurance companies are not always
  honest in their damage assessments. While many
  policyholders are tempted to accept less than
  they deserve for their losses, its important to
  understand that a policyholder can fight back and
  get real results by hiring an experienced and
  knowledgeable Miami Insurance Lawyer with a track
  record of protecting the rights of each homeowner.

8
How can an attorney help?

• Over the years, attorney Jonathan Korin has
  successfully helped many property owners recover
  the maximum settlement to account for their
  damages and lost items.
• To learn more, Contact The Miami Law Offices at
  Korin Law, P.A. and schedule a consultation to
  discuss your case. 

9
Contact Jonathan Korin At

• www.homeinsurancelawyer.com
• [phone]

10
THANKS!

• Any questions?