FIN 420 Education on your terms-tutorialrank.com

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FIN 420 Education on your terms/tutorialrank.com
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Entire Course (UOP Course) For more
course tutorials visit www.tutorialrank.com
FIN 420 Week 1 Individual Assignment Identify
Personal Financial Goals FIN 420 Week 1 DQ 1 FIN
420 Week 1 DQ 2 FIN 420 Week 2 Team The Johnsons
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 1 DQ 1 (UOP Course) For more course
tutorials visit www.tutorialrank.com Describe
your current budgeting system. What factors
influence your financial decisions? What are the
benefits or concerns of your current budgeting
system?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 1 DQ 2 (UOP Course) For more course
tutorials visit www.tutorialrank.com Ch. 1 of
Focus on Personal Finance introduces eight
components of personal financial planning.
Describe three components of personal financial
planning. Visit one of the Key websites suggested
on the corresponding pages of Focus on Personal
Finance for each of the three components you
described. What information did you find most
valuable on the websites you visited?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 1 Individual Assignment Personal
Finance Mission Statement For more course
tutorials visit www.tutorialrank.com Write a
350- to 700-word personal finance mission
statement that describes where you want to be
financially and how you want to get there.
Communicate the following in your mission
statement Personal values Financial
goals Future vision An easy action to take to
meet your mission A difficult action to take to
meet your mission
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 2 Case Study Carol Jones For more
course tutorials visit www.tutorialrank.com FIN
420 Week 2 Case Study Carol Jones Case Study
Carol Jones Carol works as a business
representative for an import/export company. Her
job provides her with the opportunity to travel
and experience new things. Because she travels so
much, Carol feels that she does not have a handle
on her finances. She has decided to pay a visit
to a financial advisor for help.
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 2 DQ 1 (UOP Course) For more course
tutorials visit www.tutorialrank.com Consider
your personal cash flows. How would you adjust
cash outflows (i.e. adjust your budget) if your
household income was cut in half? If your cash
inflows increased, how would you reallocate your
surplus to meet your personal needs and
objectives? How do you use credit as a part of
your personal financial plan?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 2 DQ 2 (UOP Course) For more course
tutorials visit www.tutorialrank.com Many
different types of financial institutions exist.
Differentiate between deposit institutions and
non-deposit institutions. Provide two examples of
deposit and non-deposit financial institutions
with a brief explanation of each. How can you use
each of these financial institutions to manage
your cash flows and develop or enhance your
personal financial plan?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 2 Individual Assignment Personal
Finance Problems and Summary For more course
tutorials visit www.tutorialrank.com Complete
the Personal Finance Problems - Week 2. Write a
750- to 1,050-word summary of the problems in
which the team includes the following What
influence does present and future value of money
have on the different scenarios? What is the
role of risk in determining decisions to
diversify or how assets are allocated?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 2 Personal Finance Quiz For more
course tutorials visit www.tutorialrank.com 1
Carla Lopez deposits 2,500 a year into her
retirement account. If these funds have an
average earning of 8 percent over the 40 years
until her retirement, what will be the value of
her retirement account? 2 An ATM with a service
fee of 2 is used by a person 100 times in a
year. What would be the future value in 10 years
(use a 3 percent rate) of the annual amount paid
in ATM fees? 3 If a person spends 10 a week on
coffee (assume 500 a year), what would be the
future value of that amount over 10 years if the
funds were deposited in an account earning 3
percent?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 2 Team The Johnsons For more course
tutorials visit www.tutorialrank.com FIN 420
Week 2 Learning Team The Johnsons Review Case 1,
The Johnsons Decide to Buy a Car, p.
245. Complete the questions.
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 3 Bond Ratings For more course
tutorials visit www.tutorialrank.com FIN 420
Week 3 Bond Ratings Research bond information
within the University Library or the
Internet. Answer the following What type of
information about bonds is available on the
Internet? How can you use this information within
your personal or professional life? (90- to
175-words) Explain what the following bond
ratings mean for investors (20 to 40 words
each) AAA
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 3 DQ 1 (UOP Course) For more course
tutorials visit www.tutorialrank.com Evaluate
your personal risk tolerance using Exhibit 11-2 A
Quick Test to Measure Investment Risk in Ch. 11
of Focus on Personal Finance. Based on your
results, were you considered more conservative or
less conservative? What factors affected your
investment choices? Consider a friend or family
member who is more conservative or less
conservative than you. How do their money
management behaviors differ from your own?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 3 DQ 2 (UOP Course) For more course
tutorials visit www.tutorialrank.com Financial
experts agree that having an emergency fund is an
essential component of a comprehensive financial
plan. However, advice regarding the number of
months of household expenses the emergency fund
should cover varies between 3 and 9 months.
Taking into account the current financial
environment, how many months of expenses would
you recommend for an emergency fund and why? What
are three investment options that are appropriate
for an emergency fund? Which of these investment
options offer the best returns? What reasons
might encourage you to forego a higher return on
your emergency funds?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 3 Individual Problem Worksheet For
more course tutorials visit www.tutorialrank.com
Complete Worksheet 37 in Focus on Personal
Finance, Your Financial Plan Evaluating
Corporate Bonds. Explain the principle of asset
allocation. Using the Internet or library
research, prepare a 2-minute presentation
describing why the principle of asset allocation
is important when establishing an investment
program.
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 3 Learning Team Problems For more
course tutorials visit www.tutorialrank.com Assum
e that you are choosing an investment for your
retired parents. What are the advantages and
disadvanges of each of the following? o a bond
issued by the federal government, o a state or
local government, o or a corporation?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 3 Team Mutual Funds Analysis For
more course tutorials visit www.tutorialrank.com
FIN 420 Week 3 Team Mutual Funds
Analysis Research a mutual fund family such as
Vanguard, American Funds, T. Rowe Price, and so
forth. Identify one mutual fund from that family
for each of the following categories Actively
managed common stock fund. Fixed income fund.
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 4 DQ 1 (UOP Course) For more course
tutorials visit www.tutorialrank.com
Adjustable rate mortgages (ARMs) have received a
great deal of bad press due to the tremendous
number of foreclosures resulting from families
who could not afford the loan payments once the
interest rates increased. Do you believe this
loan option was used appropriately in recent
years? Why or why not? Under what circumstances
does the use of ARMs make sense? Please explain.
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 4 DQ 2 (UOP Course) For more course
tutorials visit www.tutorialrank.com Visit a
site such as www.bankrate.com to determine
current rates for both a 60-month and a 36-month
loan on a new car where the buyer must finance
20,000. Using the loan calculator, what is the
difference in monthly payments between the
60-month loan and the 36-month loan? Review the
amortization tables. What is the difference in
total interest one would pay over the life of
these two loans? What do these differences show
you about the true cost of the car?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 4 Individual Assignment Mutual Fund
Evaluation For more course tutorials
visit www.tutorialrank.com Choose a mutual fund
family such as Vanguard, American Funds, T. Rowe
Price, and so forth. Identify one mutual fund
from that family for each of the following
categories Actively managed common stock
fund Fixed income fund Balanced fund
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 4 Personal Finance Quiz For more
course tutorials visit www.tutorialrank.com 1
As a stockholder of Kentucky Gas and Oil, you
receive its annual report. In the financial
statements, the firm reported after-tax earnings
of 1,200,000 and has issued 1,500,000 shares of
common stock. The stock is currently selling for
24 a share. What is the per earnings share for
Kentucky Gas and Oil?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 4 Team Life Insurance Paper For more
course tutorials visit www.tutorialrank.com FIN
420 Week 4 Team Life Insurance Paper Write a
1,150- to 2,000-word paper about life insurance
that explains some basics to a potential
purchaser. Include the following Compare and
contrast the various forms of life insurance.
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 4 Team Life Insurance
Presentation For more course tutorials
visit www.tutorialrank.com FIN 420 Week 4 Team
Life Insurance Presentation Include the
following Compare and contrast the various forms
of life insurance. Describe the provisions of
life insurance policies. Evaluate and explain the
methods used to calculate life insurance needs,
and
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 4 Textbook Problems For more course
tutorials visit www.tutorialrank.com FIN 420
Week 4 Textbook Problems Write a 175- to 350-word
response to Case 6 on p. 317 in Ch. 10 of
Personal Finance. Complete Do the Math, 2 on
p. 344 in Ch. 11 of Personal Finance. Complete
1, Calculating Life Insurance Need, on p. 376
in Ch. 12 of Personal Finance.
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 5 DQ 1 (UOP Course) For more course
tutorials visit www.tutorialrank.com Life
insurance is a topic many people do not like to
discuss, but understanding your familys needs
and planning appropriately in the event of a
premature death is also part of a comprehensive
financial plan. Outlined in Ch. 10 are four
methods for estimating life insurance needs.
Which insurance options are most appropriate for
your family situation? Based on what you have
identified as most appropriate for you, do you
currently have enough life insurance? If not, how
can you close this gap?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 5 DQ 2 (UOP Course) For more course
tutorials visit www.tutorialrank.com Consider
your current financial plan. Based on what you
have learned about your financial goals, risk
tolerance, and risk and return of various
investment options, what adjustments should you
make to the asset allocation of your investment
portfolio? What specific actions do you need to
take to make those adjustments or to establish
your investment portfolio? What adjustments will
you need to make to your budget and investment
portfolio to include adequate insurance?
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FIN 420Education on your terms/tutorialrank.com
FIN 420 Week 5 Research and Reflect For more
course tutorials visit www.tutorialrank.com FIN
420 Week 5 Research and Reflect Choose one major
concept from this course. Research this concept
within the University Library. Write a 350- to
700-word summary of your research. Apply what you
learned to your own personal or professional
life. Click the Assignment Files tab to submit
your Microsoft Word document
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FIN 420Education on your terms/tutorialrank.com