P2P Lending Platform India

1
P2P Lending Platform
2
Introduction of P2P Platform
Peer to Peer (P2P) lending enables individuals to
borrow and lend money without any intermediaries.
Usually, a person who is looking to invest
(Lender) his/her money lends it to another person
(Borrower) who is looking for a loan. This is
where Peer to Peer Lending platforms like
LenDenClub come into the picture.
3
Peer to Peer Lending in India

• Peer to peer lending in India is still in the
  nascent stage. Currently, there are around 30
  peer to peer lending companies in India. However,
  its emergence as an alternative form of
  investment is taking the Indian financial
  community by surprise.
• The concept of P2P lending first emerged in the
  UK. But, it was not until 2012 that this sector
  started taking its root in other parts of the
  world such as Australia, France, China, United
  States of America, Germany and New Zealand.
• The peer to peer lending companies in India is
  bridging the gap between the borrowers, investors
  and personal loan lenders. It works as a
  intermediaries of both borrower and lender.

4
Reasons to start investing in P2P platforms today

• Highest return on investment
• Sustained high returns on investment make P2P
  lending a sought-after investment option for
  fixed income investors. Across the world, it is
  used as a diversification tool by HNIs and
  institutions. Learn more about it from our team.
• No volatility
• Traditional instruments such as equity, forex,
  commodity etc. have high volatility inherent to
  them, resulting in notional or actual losses. P2P
  lending is unique in that way, which offers zero
  volatility with expected returns.
• Monthly cash flow
• P2P lending is the only high return instrument to
  fetch monthly cash flows with interest payments.
  Unlike other/ traditional investing instruments,
  cash flow is not tied to maturity and starts
  immediately after the investment.

5
The changing scenario of P2P lending

• Peer to peer lending is witnessing impressive
  growth owing to an increase in demand of online
  loans and alternate credit instruments in India.
  The recent RBI regulation and the revolutionary
  digitization move boosted the growth of this
  industry.
• Experts also predict that P2P lending portals
  will be able to access credit bureau data  which
  will result in a significant drop in the default
  rate of such lending portals.
• Similar developments indicate that peer to peer
  lending platforms in India will become further
  organized and transparent in a few years time.
  Today the market is open for innovations like
  these and tremendous potential that these
  platforms carry with them will only strengthen
  its roots further in India.

6
Thank you!
If you are looking for instant personal loans or
planning to invest money to earn higher returns,
P2P platform is the best option for sure.
To get more details visit our website
https//www.lendenclub.com