Can You Sue The Bill Collector?

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Can You Sue The
Bill Collector?

• www.newhorizon.org

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• Here are some of the grounds for complaint as
  stated in the Fair Debt Collection Practices Act
  (FDCPA).

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1. Harassment and threats

• If your collector is guilty of using obscene or
  profane language, threats, or false claims to
  force you to pay, then you should definitely take
  action and file a complaint to the FTC.

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2. Calling during off hours.

• If a call is made earlier than 8 am or later than
  9 pm, it is a direct violation of the law unless
  the borrower gave his/her consent to be called
  upon during those hours.

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3. Disguises and lies.

• Creditor and debt collectors are not allowed to
  represent their companies as part of another
  entity or a government organization to force
  payment.

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4. Other unfair practices.

• If debts have already been settled or paid, then
  a debt collection agency must not make any more
  attempts to collect. Some debt collection
  agencies may try to collect debts older than 7
  years or paid debts from unsuspecting consumers.

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• Is your creditor or debt collector guilty of a
  violation?
• If yes, read this on what can you do.
• https//www.newhorizon.org/credit-info/should-you-
  sue-your-debt-collector/

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• Get a copy of our 8-Point DIY Credit Repair Guide