Title: FIN 420 help Making Decisions/newtonhelp.com
1FIN 420 help Making Decisions/newtonhelp.com
2FIN 420 Entire Course
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- FIN 420 Week 1 Individual Assignment Identify
Personal Financial Goals -
- FIN 420 Week 1 DQ 1
- FIN 420 Week 1 DQ 2
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- FIN 420 Week 2 Team The Johnsons
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3FIN 420 Week 1 DQ 1
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- Describe your current budgeting system. What
factors influence your financial decisions? What
are the benefits or concerns of your current
budgeting system
4FIN 420 Week 1 DQ 2
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- Ch. 1 of Focus on Personal Finance introduces
eight components of personal financial planning.
Describe three components of personal financial
planning. Visit one of the Key websites suggested
on the corresponding pages of Focus on Personal
Finance for each of the three components you
described. What information did you find most
valuable on the websites you visited?
5FIN 420 Week 1 Individual Assignment Personal
Finance Mission Statement
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- Write a 350- to 700-word personal finance mission
statement that describes where you want to be
financially and how you want to get there.
Communicate the following in your mission
statement - Personal values
- Financial goals
- Future vision
- An easy action to take to meet your mission
- A difficult action to take to meet your mission
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6FIN 420 Week 2 Case Study Carol Jones
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- FIN 420 Week 2 Case Study Carol Jones
- Case Study Carol Jones
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- Carol works as a business representative for an
import/export company. Her job provides her with
the opportunity to travel and experience new
things. Because she travels so much, Carol feels
that she does not have a handle on her finances.
She has decided to pay a visit to a financial
advisor for help.
7FIN 420 Week 2 DQ 1
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- Consider your personal cash flows. How would you
adjust cash outflows (i.e. adjust your budget) if
your household income was cut in half? If your
cash inflows increased, how would you reallocate
your surplus to meet your personal needs and
objectives? How do you use credit as a part of
your personal financial plan?
8FIN 420 Week 2 DQ 2
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- Many different types of financial institutions
exist. Differentiate between deposit institutions
and non-deposit institutions. Provide two
examples of deposit and non-deposit financial
institutions with a brief explanation of each.
How can you use each of these financial
institutions to manage your cash flows and
develop or enhance your personal financial plan?
9FIN 420 Week 2 Team The Johnsons
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- FIN 420 Week 2 Learning Team The Johnsons
- Review Case 1, The Johnsons Decide to Buy a
Car, p. 245. - Complete the questions.
- Click the Assignment Files tab to submit your
assignment.
10FIN 420 Week 3 Bond Ratings
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- FIN 420 Week 3 Bond Ratings
- Research bond information within the University
Library or the Internet. - Answer the following
- What type of information about bonds is available
on the Internet? How can you use this information
within your personal or professional life? (90-
to 175-words) - Explain what the following bond ratings mean for
investors (20 to 40 words each)
11 FIN 420 Week 3 DQ 1
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- Evaluate your personal risk tolerance using
Exhibit 11-2 A Quick Test to Measure Investment
Risk in Ch. 11 of Focus on Personal Finance.
Based on your results, were you considered more
conservative or less conservative? What factors
affected your investment choices? Consider a
friend or family member who is more conservative
or less conservative than you. How do their money
management behaviors differ from your own?
12FIN 420 Week 3 DQ 2
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- Financial experts agree that having an emergency
fund is an essential component of a comprehensive
financial plan. However, advice regarding the
number of months of household expenses the
emergency fund should cover varies between 3 and
9 months. Taking into account the current
financial environment, how many months of
expenses would you recommend for an emergency
fund and why?
13FIN 420 Week 3 Team Mutual Funds Analysis
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- FIN 420 Week 3 Team Mutual Funds Analysis
- Research a mutual fund family such as Vanguard,
American Funds, T. Rowe Price, and so forth. - Identify one mutual fund from that family for
each of the following categories - Actively managed common stock fund.
14FIN 420 Week 4 DQ 1
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- Adjustable rate mortgages (ARMs) have received a
great deal of bad press due to the tremendous
number of foreclosures resulting from families
who could not afford the loan payments once the
interest rates increased. Do you believe this
loan option was used appropriately in recent
years? Why or why not? Under what circumstances
does the use of ARMs make sense? Please explain.
15FIN 420 Week 4 DQ 2
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- Visit a site such as www.bankrate.com to
determine current rates for both a 60-month and a
36-month loan on a new car where the buyer must
finance 20,000. Using the loan calculator, what
is the difference in monthly payments between the
60-month loan and the 36-month loan? Review the
amortization tables. What is the difference in
total interest one would pay over the life of
these two loans? What do these differences show
you about the true cost of the car? -
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16FIN 420 Week 4 Team Life Insurance Paper
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- FIN 420 Week 4 Team Life Insurance Paper
- Write a 1,150- to 2,000-word paper about life
insurance that explains some basics to a
potential purchaser. - Include the following
- Compare and contrast the various forms of life
insurance. - Describe the provisions of life insurance
policies. - Evaluate and explain the methods used to
calculate life insurance needs, and
17FIN 420 Week 4 Team Life Insurance Presentation
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- FIN 420 Week 4 Team Life Insurance Presentation
- Include the following
- Compare and contrast the various forms of life
insurance. - Describe the provisions of life insurance
policies. - Evaluate and explain the methods used to
calculate life insurance needs, and - Make any general recommendations.
18FIN 420 Week 4 Textbook Problems
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- FIN 420 Week 4 Textbook Problems
- Write a 175- to 350-word response to Case 6 on p.
317 in Ch. 10 of Personal Finance. - Complete Do the Math, 2 on p. 344 in Ch. 11 of
Personal Finance. - Complete 1, Calculating Life Insurance Need,
on p. 376 in Ch. 12 of Personal Finance. - Click the Assignment Files tab to submit your
assignment.
19FIN 420 Week 5 DQ 1
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- Life insurance is a topic many people do not like
to discuss, but understanding your familys needs
and planning appropriately in the event of a
premature death is also part of a comprehensive
financial plan. Outlined in Ch. 10 are four
methods for estimating life insurance needs.
Which insurance options are most appropriate for
your family situation? Based on what you have
identified as most appropriate for you, do you
currently have enough life insurance? If not, how
can you close this gap?
20FIN 420 Week 5 DQ 2
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- Consider your current financial plan. Based on
what you have learned about your financial goals,
risk tolerance, and risk and return of various
investment options, what adjustments should you
make to the asset allocation of your investment
portfolio? What specific actions do you need to
take to make those adjustments or to establish
your investment portfolio? What adjustments will
you need to make to your budget and investment
portfolio to include adequate insurance?
21FIN 420 Week 5 Research and Reflect
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- FIN 420 Week 5 Research and Reflect
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- Choose one major concept from this course.
- Research this concept within the University
Library. - Write a 350- to 700-word summary of your research.
22FIN 420 Week 5 Team Scenario Assignment
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- FIN 420 Week 5 Team Scenario Assignment
- Choose one of the four following life situations
- Husband/wife, two kids, 1 income, mortgage, good
salary, some savings, and no college fund. - Divorced, 55 years old, 1.2 million, 2 kids in
college, and no debt. - 24-year-old single woman, college graduate,
engineer, and 20,000 savings.
23FIN 420 help Making Decisions/newtonhelp.com