Mobile home Insurance in CA

1
Mobile Home Insurance in California

• www.promaxinsuranceagency.com

800-371-8277
2
Mobile Home Insurance vs Traditional Home
Insurance

• Mobile home Insurance in CA is a rather
  misunderstood service, solely for the reason that
  the term mobile homes itself is misunderstood.
  From the outside, mobile homes do not appear that
  different, and more than often mobile,
  manufactured, modular and traditional homes are
  confused for one another. However, manufactured
  homes differ because they have different
  regulations they must follow.

www.promaxinsuranceagency.com
3
Differences between traditional homeowners
insurance and mobile home insurance

• The coverage required for mobile and modular
  homes is actually quite similar to that of a
  traditional home insurance package. The basis of
  the policy and total coverage required will
  depend on

• The size of the home
• Value of the home
• Whether the person who owns the mobile home also
  owns the land on which the home will be
  constructed on. The owner must check a few
  California home insurance quote websites to see
  the price differences
• The immediate risks in the area (for instance if
  the house is situated next to a river, an
  insurance for that will be necessary)
• Certain other factors

www.promaxinsuranceagency.com
4
Basic Categories of Coverage for Mobile Home
Insurance in CA

• Mobile Home Liability Coverage This type of
  coverage is needed in case the owner of the
  mobile home has a visitor on his or her property
  and the guest gets injured due to the owners
  negligence. This coverage also works in case the
  owner has damaged someone elses property and a
  lawsuit has been filed.

Property damage This covers any noteworthy loss
to the property that needs repair. This is a
must-have for most mobile home owners and is one
of the key aspects of getting mobile home
insurance in CA.
Personal property This covers the mobile home
owners belongings in case of break-in or theft,
as well as damage or loss as a result of
weather-related causes or natural disasters such
as fires, earthquakes, storms, etc.
www.promaxinsuranceagency.com
5
Promax Insurance Agency

• Basic insurance coverage costs
• 30,000 coverage for single-section manufactured
  homes
• 45,000 for double-section homes

• Average Monthly Premiums
• Modular home insurance vs. Mobile Home Insurance
  - different fee structures for the variances in
  the categories of homes they insure.
• Rates vary a lot depending on the state.
• For the reason that mobile and manufactured homes
  have a tendency of having lower total value than
  a modular/traditional home, their insurance
  charges are usually lower.

www.promaxinsuranceagency.com
6
For more information
Corona Branch119 N. Maple Street, Suite
CCorona, CA 92880951-371-6007
Fontana Branch7950 Cherry Ave, Suite
114Fontana, CA 92336909-428-2300
800-371-8277
www.promaxinsuranceagency.com