Malaysia Investment Planning | Fundaztic

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SMEs Lending And P2P Investment Available In
Malaysia
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Services We Offer

• SME finance Malaysia
• P2p Lending Malaysia
• Funding Societies Malaysia
• Personal Investment Plan
• Low Interest SME Loan

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At present, SMEs and Entrepreneurship are said to
have been proven much more beneficial to the
economy of the nation for all the countries. SMEs
play an important role as they help in uplifting
the global economy. A new survey shows that the
till now about 97 percent of the worlds business
establishments are found to, be SMEs.
When an analyzation did on this report, it gives
the results in which we can see that the
importance of the SMEs and the banks have no
provisions of providing the loans to many SMEs.
To grant them a loan, it is said that it is a
very long process and it includes many paper
works and many data collection which involve for
the sanction of the SME loans.
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Purpose of SME Loan
It is a kind of loan for business which is mainly
given to serve the needs of small and mid-sized
enterprises. They have got their unique set of
needs, and they are slightly different from
bigger enterprises. Some of them are

• Trade financing for paying the creditors and
  awaiting payment from debtors.
• Providing working capital for the everyday
  functioning of the business.
• Funds for equipment or machinery purchase.

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If you want to get the SME finance Malaysia loan,
then you must fulfill some qualifying criteria
like your business should be running for at least
three years. The other documents that you need to
apply at that time are

1. Audited Financials.
2. Form 16A.
3. Returns of IT.
4. Business Ownership proof.
5. Bank statements.

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When you are applying for the funds, they are
done through the P2P financing platform, and P2P
Lending Malaysia does them. This platform then
evaluates the application and checks the required
credentials and all the details which it provides
in terms and conditions which is along the fixed
rate of interest.
This application is said to be approved by the
P2P platform, and then the funding is hosted into
the P2P platform for the investors which in order
get to invest in the form of the investment Note.
This type of financing also helps in providing
some level of advantages which is both the
lenders and borrowers.
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Benefits for the Investors

• Customer may get a good return.
• The customer can analyze the business in which
  they want to invest it.
• They get the option to select the borrower in
  which they will investment.

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Benefits for Borrowers

• It is said to be very easy and fast to apply for
  funding.
• They usually dont need any collateral for any
  small and micro business.

When they are going for the investment, investors
should know that there is always a risk and
before analyzing and possess about the P2P
financing. The main motive is to invest in P2P
and to diversify the investment which is across
many investment Notes.
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