Commercial Insurance Brokers (1)

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• Commercial Insurance Brokers
• Published by https//kensmalleyinsurance.com/

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• Business come in all sizes, and the role of the
  Commercial Insurance Broker will vary in some
  respects with the size of the client company and
  the amount of insurance expertise it has
  available among its own staff. Checkout
  kensmalleyinsurance.com for more info.
• The approach to commercial insurance of a small
  engineering workshop in a side-street will not be
  the same as that of a huge multi-national
  corporation which may number an insurance company
  among its subsidiaries. The essentials of the
  broker's task will be the same, however, for the
  largest company as it is for the individual to
  use his knowledge of insurance and of the
  insurance market to help his client to arrange a
  sound insurance programme which, to the maximum
  extent possible, meets the client's particular
  needs.

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• The Business Insurance Broker will handle the
  insurances of a small company in a manner very
  similar to those of an individual. The
  relationship is likely to be a personal one wit
  the directors of the business, and they can be
  considered, in a way, as individuals who have a
  different, and more extended, set of insurance
  needs because of their involvement with the
  company.
• The first essential will be for the insurance
  broker to ensure that his clients have the
  compulsory commercial insurances which they need
  for their business to be carried on legally.
• Employer's liability cover to protect the
  workforce must be arranged, and motor insurance
  is also likely to be a necessity. If the business
  has plant or machinery which must have a
  periodical statutory inspection, it will be usual
  to arrange for this to be done by a specialist
  engineering insurer under the terms of an
  engineering inspection contract, with or without
  insurance.

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• Fire insurance will be very important, as will
  consequential loss insurance to protect the firm
  against loss of earnings during the period
  following a fire until it is fully back in
  business. Then there will be all the other
  insurances which a business needs - public and
  products liability, theft and money insurance,
  goods in transit and perhaps marine insurance,
  all-risks covers, fidelity guarantee and possibly
  others. The broker may also be asked to provide
  insurance covers for staff, a group life and
  pensions scheme, or personal accident or
  permanent health insurance for example. Do you
  want to learn more? Visit ken smalley insurance.
• The range of insurance which may be needed, and
  the variety of problems which may be associated
  with them, place great demands on the broker with
  an industrial firm as his client, and make it
  much less possible for him to be a specialist in
  one or two types of insurance only. The
  individual may be happy to consult a broker for
  life or motor insurance only, but the industrial
  company is likely to want a single source of
  advice for all its insurance problems.
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• Summary
• Ken Smalley Insurance agency was established in
  Sacramento in 1990 and their original office was
  in Rancho Cordova and they moved to Fulton Ave in
  1995. They offer customized insurance solutions
  for your auto, home, life, commercial, liability,
  business and health insurance needs throughout
  California.
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• Visit this site to learn more https//kensmalleyi
  nsurance.com/