Medicare Supplement Plan N

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• Medicare Supplement Plan N
• Published by
• https//mymedicaresupplementplan.org/medicare-supp
  lement-plan-n/

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• A Medicare Supplement (also called "Medigap
  Insurance") policy is private health insurance
  specifically designed to supplement the Original
  Medicare Plan. This means it helps pay some of
  the health care costs ("gaps") that the Original
  Medicare Plan doesn't cover (like coinsurance and
  deductibles). Medicare Supplement policies may
  also cover certain things that Medicare doesn't
  cover. If you are in the Original Medicare Plan
  and you buy a supplement policy, then both plans
  will pay their share of the Medicare-approved
  amount for covered health care costs. Medicare
  Supplement policies are sold by private insurance
  companies. Checkout Medicare Supplement Plan N
  for more info.
• A supplement policy is not a "Medicare Advantage"
  (like an HMO or PPO) because it's not a way to
  get Medicare benefits. Insurance companies can
  sell you only a "standardized" Medicare
  Supplement policy. Standardized supplement
  policies are identified by letters (A through L).
  In some states, like Texas or Louisiana, you may
  be able to buy another type of Medicare
  Supplement policy called Medicare SELECT. Each
  type of supplement policy offers the same basic
  benefits, no matter which insurance company sells
  it. Usually the only difference between policies
  sold by different insurance companies is the
  cost. Medicare Supplement policies must follow
  Federal and state laws. These laws are designed
  to protect you.

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• Medicare Supplement policies do not cover
  long-term care (like care in a nursing home),
  vision or dental care, hearing aids, eyeglasses,
  and private-duty nursing. Any new supplement
  policy is guaranteed renewable. This means the
  insurance company cannot cancel your policy as
  long as you pay the premium. Although some
  policies sold in the past covered prescription
  drugs, no new Medicare Supplement policies are
  allowed to include prescription drug coverage. If
  you want prescription drug coverage, you may want
  to join a Medicare Prescription Drug Plan (Part
  D) offered by private companies approved by
  Medicare. Do you want to learn more? Visit
  Medigap Plan N.
• The best time to buy a supplement policy is
  during your open enrollment period. This period
  lasts for 6 months and begins on the first day of
  the month in which you are both age 65 or older
  and enrolled in Medicare Part B. During this
  period, an insurance company can't use medical
  underwriting. This means it can't refuse to sell
  you any supplement policy it sells, make you wait
  for coverage to start, or charge you more for a
  policy because of your health problems. If you
  buy a supplement policy when you have a
  guaranteed issue right, the insurance company
  can't use a pre-existing condition waiting period
  at all.
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• Summary
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• Medicare Supplement Plan N is listed among AHIPs
  fast-growing Medigap plans, along with Plans G
  and K. It is unique among the other supplement
  plans because it does not completely cover Part B
  expenses.
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• Visit this site to learn more
• https//mymedicaresupplementplan.org/medicare-supp
  lement-plan-n/