FIN 422 Focus Dreams/newtonhelp.com

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FIN 422 Focus Dreams/newtonhelp.Com
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• FIN 422 Entire Course
• For more course tutorials visit
• www.newtonhelp.com
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• FIN 422 Week 1 Financial and Retirement
  Calculators 
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• FIN 422 Week 2 Team Retirement Plans
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• FIN 422 Week 2 A Recommendation for Ed
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• FIN 422 Week 2 Textbook Problem
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• FIN 422 Week 3 Team The Employers Choice
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• FIN 422 Week 4 Restructuring a Healthcare Plan
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• FIN 422 Week 4 Team Employee Retirement Plan
  Development

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• FIN 422 Week 1 Financial and Retirement
  Calculators
• For more course tutorials visit
• www.newtonhelp.com
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• This site provides several calculators important
  for financial and retirement planning. Topics
  include saving for college, doubling your money
  (Rule of 72), power of tax deferral, and the
  longevity game. You can also access another
  similar website if you choose to do so.
• Write a 700- to 1,050-word paper discussing
  quantitative methods used to plan retirements and
  other future financial obligations.

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• FIN 422 Week 2 A Recommendation for Ed
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• www.newtonhelp.com
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• Read the following scenario
• Ed started his business a year ago and has two
  employees. He has been steadily increasing his
  revenues and feels comfortable offering a
  retirement benefit plan for him and his two
  employees. His employees wish to make voluntary
  contributions. Ed is concerned about future cash
  flows in the event of a business downturn, as
  well as growing pains that may accompany future
  expansion. Ed has asked you to recommend a
  retirement plan for his business.

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• FIN 422 Week 2 Team Retirement Plans
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• www.newtonhelp.com
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• Discuss within your teams each members current
  or previous employers sponsored retirement plan.
  Do not refer to your company by name if the
  information is considered proprietary.
• Write a 700- to 1,050-word summary or a
  spreadsheet that addresses the following
• Describe types of plan features (i.e. vesting,
  eligibility, entry dates, retirement dates, etc.)
  and estimate whether or not these features are
  valuable.

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• FIN 422 Week 2 Textbook Problem
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• Week 2 Textbook Problems
• Page 128 Problem 3
• Your company currently offers a defined benefit
  plan using the following formula for retirement
  benefits at age 65 final average pay, years of
  service, and a 2 percent replacement income
  factor. There is a 2 percent actuarial reduction
  per year for retirement between the ages of 55
  (the earliest date on which one can retire) and
  65. There is no actuarial cost for the mandatory
  50 percent

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• FIN 422 Week 3 Team The Employers Choice
• For more course tutorials visit
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• Apply the information within the employer
  retirement plan chosen in Week 2.
• Create an 8- to 10-slide presentation from the
  point of view of the employer presenting to
  colleagues and decision-makers within the
  organization.
• Assume you are trying to recruit workers and
  are using this plan as a key component of your
  offer package.

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• FIN 422 Week 3 Textbook Problems (Page 128
  Problem 3,4,20)
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• Page 128 Problem 3
• Your company currently offers a defined benefit
  plan using the following formula for retirement
  benefits at age 65 final average pay, years of
  service, and a 2 percent replacement income
  factor. There is a 2 percent actuarial reduction
  per year for retirement between the ages of 55
  (the earliest date on which one can retire) and
  65. There is no actuarial cost for the mandatory
  50 percent spouse option arising from age
  variations between the spouses.

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• FIN 422 Week 3 Textbook Problems (Page 150
  Problem 8,9,10,11,12,13)
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• Page 150 Problem 8
• Page 150 Problem 9
• Page 150 Problem 10
• Page 150 Problem 11
• Page 150 Problem 12
• Page 150 Problem 13
• 1. Assume you have contributed to your 401(k) for
  30 years and have an account accumulation of
  800,000. What annual income would this yield for
  the remainder of your lifetime when you retire
  next month as age 65? What are your assumptions?
• 2. What is a Roth IRA and how does it differ from
  an IRA? Check http//www.ira.com/ for the answers
  and be prepared to discuss why and when you would
  select one or the other.

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• FIN 422 Week 4 Restructuring a Healthcare Plan
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• Write a 525- to 700-word summary on the ways in
  which restructuring a health care plan can
  produce real financial returns.
• Consider and apply your knowledge of the costs
  and the benefits of changes and how these may
  boost productivity.
• Click the Assignment Files tab to submit your
  assignment as a Microsoft Word document.

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• FIN 422 Week 4 Team Employee Retirement Plan
  Development
• For more course tutorials visit
• www.newtonhelp.com
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• Read the following scenario
• Several employees in your company have started
  asking questions about how much they should save
  in their retirement plan. Since your department
  has been overwhelmed by the number of questions,
  your manager asks you to develop an interactive
  decision support program for employees.
  Specifically, she wants to make sure the
  participants understand the probable percentage
  of replacement income their accounts will yield
  at retirement.
• Applying the information from the plan chosen in
  Week 2, create

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• FIN 422 Week 4 Textbook Problems (Page 325
  Problem 1,2,3)
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• Week 4 Textbook Problems
• Page 325 Problem 1
• Queen City Treating is a metal treating company
  that hardens prefabricated metal products for
  automobile accessories, including seat belt
  buckles, wheel rims, radiator caps, and other
  items. The company is experiencing some serious
  cost problems. Foreign competition, which uses
  better technology and has different cost
  structures, is taking away some of Queen Citys
  customers by offering lower prices. As a result,
  Queen City is scrutinizing all of its costs. The
  CFO has concluded that one area that needs
  revamping is the high labor cost of the senior
  workers.

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• FIN 422 Week 5 A Plan for Jonathan (2 Papers)
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• Write a 750- to 1,050-word paper on the following
  scenario
• Jonathan owns and operates a deli restaurant in
  New York City. It is a family business and all of
  the employees are family members. Jonathan wants
  to establish a retirement plan so he can save for
  retirement and the retirement of his employees on
  a tax deferred basis. Jonathan only wants to
  contribute to the plan when the business makes a
  profit. He is happy to contribute on behalf of
  his employees if the business is doing well. He
  wants to limit administrative fees. You have been
  hired to recommend a plan for Jonathan.

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• FIN 422 Week 5 Team Presenting to the CEO
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• Read the following scenario
• After the recruitment event in Week 3, your CEO
  has asked for recommendations to enhance the
  retirement plan offered by your company, which
  has 500 diverse employees.
• Create an 8- to 10-slide presentation that makes
  recommendations for the following
• Onsite daycare.
• Wellness program.
• Employee stock option plan, and/or profit match
  to the retirement plan.

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• FIN 422 Week 5 Textbook Problems (Page 351
  Problem 2,3)
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• Page 351 Problem 2
• Your employer has awarded you 3,000 shares of
  SARs with a strike price of 20 per share. When
  SARs are exercised, the company converts the gain
  and compensates the employee with shares of
  company stock. The SARs have a five-year
  graduated and equal vesting schedule and a
  ten-year term. On the third anniversary of the
  grant, the market price is 25 per share and you
  decide to exercise your SARs. (a) Briefly explain
  the tax consequences, if any, of your exercise.
  (b) Briefly explain how you would calculate the
  spread owed to you on exercise. (c) Briefly
  explain how you would calculate the number of
  shares you would receive.

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FIN 422 Focus Dreams/newtonhelp.Com