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FIN 422 Extraordinary Life/newtonhelp.com

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For more course tutorials visit www.newtonhelp.com FIN 422 Week 1 Financial and Retirement Calculators FIN 422 Week 2 Team Retirement Plans FIN 422 Week 2 A Recommendation for Ed FIN 422 Week 2 Textbook Problem FIN 422 Week 3 Team The Employer’s Choice – PowerPoint PPT presentation

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Title: FIN 422 Extraordinary Life/newtonhelp.com


1
FIN 422 Extraordinary Life/newtonhelp.Com
2
  • FIN 422 Entire Course
  • For more course tutorials visit
  • www.newtonhelp.com
  •  
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  •  
  • FIN 422 Week 1 Financial and Retirement
    Calculators 
  •  
  • FIN 422 Week 2 Team Retirement Plans
  •  
  • FIN 422 Week 2 A Recommendation for Ed
  •  
  • FIN 422 Week 2 Textbook Problem
  •  
  • FIN 422 Week 3 Team The Employers Choice
  •  
  • FIN 422 Week 4 Restructuring a Healthcare Plan
  •  
  • FIN 422 Week 4 Team Employee Retirement Plan
    Development

3
  • FIN 422 Week 1 Financial and Retirement
    Calculators
  • For more course tutorials visit
  • www.newtonhelp.com
  •  
  •  
  •  
  • This site provides several calculators important
    for financial and retirement planning. Topics
    include saving for college, doubling your money
    (Rule of 72), power of tax deferral, and the
    longevity game. You can also access another
    similar website if you choose to do so.
  • Write a 700- to 1,050-word paper discussing
    quantitative methods used to plan retirements and
    other future financial obligations.

4
  • FIN 422 Week 2 A Recommendation for Ed
  • For more course tutorials visit
  • www.newtonhelp.com
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  • Read the following scenario
  • Ed started his business a year ago and has two
    employees. He has been steadily increasing his
    revenues and feels comfortable offering a
    retirement benefit plan for him and his two
    employees. His employees wish to make voluntary
    contributions. Ed is concerned about future cash
    flows in the event of a business downturn, as
    well as growing pains that may accompany future
    expansion. Ed has asked you to recommend a
    retirement plan for his business.

5
  • FIN 422 Week 2 Team Retirement Plans
  • For more course tutorials visit
  • www.newtonhelp.com
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  • Discuss within your teams each members current
    or previous employers sponsored retirement plan.
    Do not refer to your company by name if the
    information is considered proprietary.
  • Write a 700- to 1,050-word summary or a
    spreadsheet that addresses the following
  • Describe types of plan features (i.e. vesting,
    eligibility, entry dates, retirement dates, etc.)
    and estimate whether or not these features are
    valuable.

6
  • FIN 422 Week 2 Textbook Problem
  • For more course tutorials visit
  • www.newtonhelp.com
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  • Week 2 Textbook Problems
  • Page 128 Problem 3
  • Your company currently offers a defined benefit
    plan using the following formula for retirement
    benefits at age 65 final average pay, years of
    service, and a 2 percent replacement income
    factor. There is a 2 percent actuarial reduction
    per year for retirement between the ages of 55
    (the earliest date on which one can retire) and
    65. There is no actuarial cost for the mandatory
    50 percent

7
  • FIN 422 Week 3 Team The Employers Choice
  • For more course tutorials visit
  • www.newtonhelp.com
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  • Apply the information within the employer
    retirement plan chosen in Week 2.
  • Create an 8- to 10-slide presentation from the
    point of view of the employer presenting to
    colleagues and decision-makers within the
    organization.
  • Assume you are trying to recruit workers and
    are using this plan as a key component of your
    offer package.

8
  • FIN 422 Week 3 Textbook Problems (Page 128
    Problem 3,4,20)
  • For more course tutorials visit
  • www.newtonhelp.com
  •  
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  • Page 128 Problem 3
  • Your company currently offers a defined benefit
    plan using the following formula for retirement
    benefits at age 65 final average pay, years of
    service, and a 2 percent replacement income
    factor. There is a 2 percent actuarial reduction
    per year for retirement between the ages of 55
    (the earliest date on which one can retire) and
    65. There is no actuarial cost for the mandatory
    50 percent spouse option arising from age
    variations between the spouses.

9
  • FIN 422 Week 3 Textbook Problems (Page 150
    Problem 8,9,10,11,12,13)
  • For more course tutorials visit
  • www.newtonhelp.com
  •  
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  • Page 150 Problem 8
  • Page 150 Problem 9
  • Page 150 Problem 10
  • Page 150 Problem 11
  • Page 150 Problem 12
  • Page 150 Problem 13
  • 1. Assume you have contributed to your 401(k) for
    30 years and have an account accumulation of
    800,000. What annual income would this yield for
    the remainder of your lifetime when you retire
    next month as age 65? What are your assumptions?
  • 2. What is a Roth IRA and how does it differ from
    an IRA? Check http//www.ira.com/ for the answers
    and be prepared to discuss why and when you would
    select one or the other.

10
  • FIN 422 Week 4 Restructuring a Healthcare Plan
  • For more course tutorials visit
  • www.newtonhelp.com
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  • Write a 525- to 700-word summary on the ways in
    which restructuring a health care plan can
    produce real financial returns.
  • Consider and apply your knowledge of the costs
    and the benefits of changes and how these may
    boost productivity.
  • Click the Assignment Files tab to submit your
    assignment as a Microsoft Word document.

11
  • FIN 422 Week 4 Team Employee Retirement Plan
    Development
  • For more course tutorials visit
  • www.newtonhelp.com
  •  
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  • Read the following scenario
  • Several employees in your company have started
    asking questions about how much they should save
    in their retirement plan. Since your department
    has been overwhelmed by the number of questions,
    your manager asks you to develop an interactive
    decision support program for employees.
    Specifically, she wants to make sure the
    participants understand the probable percentage
    of replacement income their accounts will yield
    at retirement.
  • Applying the information from the plan chosen in
    Week 2, create

12
  • FIN 422 Week 4 Textbook Problems (Page 325
    Problem 1,2,3)
  • For more course tutorials visit
  • www.newtonhelp.com
  •  
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  • Week 4 Textbook Problems
  • Page 325 Problem 1
  • Queen City Treating is a metal treating company
    that hardens prefabricated metal products for
    automobile accessories, including seat belt
    buckles, wheel rims, radiator caps, and other
    items. The company is experiencing some serious
    cost problems. Foreign competition, which uses
    better technology and has different cost
    structures, is taking away some of Queen Citys
    customers by offering lower prices. As a result,
    Queen City is scrutinizing all of its costs. The
    CFO has concluded that one area that needs
    revamping is the high labor cost of the senior
    workers.

13
  • FIN 422 Week 5 A Plan for Jonathan (2 Papers)
  • For more course tutorials visit
  • www.newtonhelp.com
  •  
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  •  
  • Write a 750- to 1,050-word paper on the following
    scenario
  • Jonathan owns and operates a deli restaurant in
    New York City. It is a family business and all of
    the employees are family members. Jonathan wants
    to establish a retirement plan so he can save for
    retirement and the retirement of his employees on
    a tax deferred basis. Jonathan only wants to
    contribute to the plan when the business makes a
    profit. He is happy to contribute on behalf of
    his employees if the business is doing well. He
    wants to limit administrative fees. You have been
    hired to recommend a plan for Jonathan.

14
  • FIN 422 Week 5 Team Presenting to the CEO
  • For more course tutorials visit
  • www.newtonhelp.com
  •  
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  • Read the following scenario
  • After the recruitment event in Week 3, your CEO
    has asked for recommendations to enhance the
    retirement plan offered by your company, which
    has 500 diverse employees.
  • Create an 8- to 10-slide presentation that makes
    recommendations for the following
  • Onsite daycare.
  • Wellness program.
  • Employee stock option plan, and/or profit match
    to the retirement plan.

15
  • FIN 422 Week 5 Textbook Problems (Page 351
    Problem 2,3)
  • For more course tutorials visit
  • www.newtonhelp.com
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  • Page 351 Problem 2
  • Your employer has awarded you 3,000 shares of
    SARs with a strike price of 20 per share. When
    SARs are exercised, the company converts the gain
    and compensates the employee with shares of
    company stock. The SARs have a five-year
    graduated and equal vesting schedule and a
    ten-year term. On the third anniversary of the
    grant, the market price is 25 per share and you
    decide to exercise your SARs. (a) Briefly explain
    the tax consequences, if any, of your exercise.
    (b) Briefly explain how you would calculate the
    spread owed to you on exercise. (c) Briefly
    explain how you would calculate the number of
    shares you would receive.

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FIN 422 Extraordinary Life/newtonhelp.Com
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