Bankruptcy Lawyer Downtown San Diego

1
Bankruptcy Lawyer Downtown San Diego
Visit Our Website www.blclawcenter.com
2
INDEX
Bankruptcy Attorney San Diego California 03
Bankruptcy Lawyer San Diego California 04
Bankruptcy Lawyer Downtown San Diego 05
San Diego California Bankruptcy Attorney 06
Photo Gallery 07
Our Services 08
Bankruptcy Attorney Downtown San Diego 09
San Diego California Bankruptcy Lawyer 10
3
Bankruptcy Attorney San Diego California
Many people struggling with debt in the San Diego
California area are now considering bankruptcy as
a way to eliminate those debts and obtain relief.
For those who are not legal experts or
experienced in the practice of bankruptcy law,
the different options and path to relief can
oftentimes feel overwhelming.
Visit Our Website www.blclawcenter.com
4
Bankruptcy Lawyer San Diego California
The complexity involved starts with the lengthy
and cumbersome laws dealing with bankruptcy.
The U.S. Bankruptcy Code involves page after page
of legal descriptions, mandates, and rules that
apply to many different situations. While some of
the code applies to all bankruptcies, parts of
the code only apply one or another chapter within
the code.
Visit Our Website www.blclawcenter.com
5
Bankruptcy Lawyer Downtown San Diego
One of the different chapters within the U.S.
Bankruptcy Code is 7. When someone files for
protection under this section of the code, it is
often referred to as a Chapter 7 bankruptcy. 
Visit Our Website www.blclawcenter.com
6
San Diego California Bankruptcy Attorney
In contrast to other chapters within the code,
Chapter 7 exists to help those who are suffering
from too much debt, and do not have the income
capacity to restructure debts or work out a plan
with creditors. San Diego Bankruptcy Attorney can
stop creditors from harassing you and can even
save your home. 
Visit Our Website www.blclawcenter.com
7
Bankruptcy Attorney Downtown San Diego
Bankruptcies filed under Chapter 7 have to meet
several requirements before a federal bankruptcy
judge will approve the petition. For example,
there are income requirements that a person must
meet, and if he or she does not, then a different
chapter of the code would likely be better.
Visit Our Website www.blclawcenter.com
8
San Diego California Bankruptcy Lawyer
If you want free analysis of your legal case
then bankruptcy lawyer San Diego will be your
best option. In addition to income requirements,
Chapter 7 bankruptcies involve the risk of losing
property. In contrast to a Chapter 11 or 13
filing, Chapter 7 petitions often put up all of
the debtors possessions for liquidation by the
court.
Visit Our Website www.blclawcenter.com
9
Portfolio
10
Bankruptcy Lawyer San Diego California
There are exceptions to what property will be
sold as a result of the petition, and those
exceptions will vary by state. As a
result, California has its own rules for those
filing for Chapter 7 bankruptcy.
Visit Our Website www.blclawcenter.com
11
Bankruptcy Lawyer Downtown San Diego
One of the key reasons why Chapter 7 petitions
can be helpful is that it allows a debtor to list
all of her debts and have most of them
discharged.
Visit Our Website www.blclawcenter.com
12
Bankruptcy Attorney Downtown San Diego
This allows a debtor who is in over his or her
head to have a fresh start and try to reach
financial independence going forward.  But
discharge can be complicated by the types of debt
involved, facts of the case, and whether all of
the rules pertaining to bankruptcy have been
followed.
Visit Our Website www.blclawcenter.com
13
San Diego California Bankruptcy Attorney
Another purpose of a Chapter 7 petition is to
treat creditors fairly and evenly. Because
Chapter 7 petitions typically end in a discharge
of all debts, no one creditor is paid while
another is left fighting for what is left over.
Visit Our Website www.blclawcenter.com
14
Bankruptcy Attorney Downtown San Diego
In typical cases, the estate containing the
assets of the debtor is accumulated and
liquidated and the remains are split between
creditors through a court appointed
trustee.  Restore your financial independence
with our experienced team of Bankruptcy Attorney
San Diego. At the Bankruptcy Law Center we help
those struggling with debt find relief through
the laws found in the Bankruptcy code.
Visit Our Website www.blclawcenter.com
15
San Diego California Bankruptcy Lawyer
If you are struggling with debts and facing the
prospect of filing for bankruptcy,
consider contacting us.  San Diego Bankruptcy
Lawyer will help you understand what your options
are, and help you with a path forward.
Visit Our Website www.blclawcenter.com
16
Our Services
Bankruptcy is a term that most people, lawyers
and lay people alike, understand. To the
average person, bankruptcy means a fresh start
financially in which a persons debts are
discharged, and he or she starts over after
relinquishing rights to much of his or her
valuable properties. Once the conversation turns
to different chapters of bankruptcy, however, the
details become a bit less clear.
17
Bankruptcy Lawyer San Diego California
Within the United Bankruptcy Code there are
several different kinds of bankruptcy chapters,
each representing a different approach to
clearing a person or businesss debts. The
primary chapters for individuals filing
bankruptcy are Chapters 7 and 13. Each of these
chapters has different options and aspects that
appeal to different types of debtors.
Visit Our Website www.blclawcenter.com
18
Bankruptcy Lawyer Downtown San Diego
When contemplating whether filing for bankruptcy
is a good idea for you, it is best to have a
general sense of what each chapter under the
Bankruptcy Code means. One of the most common
types of bankruptcy is a Chapter 7 filing, and it
may or may not be the right type for you. If you
want free analysis of your legal case
then bankruptcy lawyer San Diego will be your
best option.
Visit Our Website www.blclawcenter.com
19
Bankruptcy Attorney Downtown San Diego
A typical Chapter 7 bankruptcy filing allows a
debtor to declare his or her debts, and discharge
most of them. This allows a debtor to walk away
from debts, but it also means giving up some
important assets. For those seeking bankruptcy
protection who are also seeking to preserve their
assets, Chapter 13 may be a great option.
Visit Our Website www.blclawcenter.com
20
San Diego California Bankruptcy Attorney
Bankruptcy under Chapter 13 allows a debtor to
restructure debt through a plan submitted to the
court overseeing the bankruptcy petition. In a
typical case, a debtor will list income and
debts, and come up with a proposed plan for the
court to approve or deny.
Visit Our Website www.blclawcenter.com
21
San Diego California Bankruptcy Lawyer
Then payments are made over a three to five year
period. After the payment plan is done, the debts
are gone.  San Diego Bankruptcy Attorney can
stop creditors from harassing you and can even
save your home. 
Visit Our Website www.blclawcenter.com
22
PHOTO GALLERY
23
Bankruptcy Attorney Downtown San Diego
The history of the Chapter 13 bankruptcy goes
back to the late 1970s. Bankruptcy itself has
been evolving in this country and England since
the late 1400s, and during the 1970s Congress saw
that there was a need for the kind of bankruptcy
that allowed both the debtor and creditor to win.
Visit Our Website www.blclawcenter.com
24
Bankruptcy Lawyer Downtown San Diego
The purpose behind a Chapter 13 bankruptcy is to
ensure that a person can retain some of his or
her most important assets, while making good on
paying back some debts. In addition, the
creditors win because they are allowed to collect
on some of the debts they are owed, which do not
then represent a complete loss. 
Visit Our Website www.blclawcenter.com
25
San Diego California Bankruptcy Lawyer

• San Diego California Bankruptcy Lawyer

Visit Our Website www.blclawcenter.com