Top Investing Options for Working Women

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Top 6 Investment Options 

• FOR WORKING WOMEN

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• Investing in the following funds and policies
  will help you fulfil your financial goals
  irrespective of whether they are an immediate
  need or far away in the future. You can invest in
  these policies and schemes based on your needs to
  truly gain financial freedom 
• Public Provident Fund
• Term insurance
• Health insurance
• Equities
• National Pension Scheme
• Property

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Public Provident Fund

• Public Provident Fund (PPF) is a long-term
  investment which enjoys the Exempt-exempt-exempt
  (EEE) status. With a maturity period of 15 years,
  investing In PPF is a viable option to grow your
  retirement funds. It also allows the subscribers
  to withdraw a partial amount before the maturity
  date, making it suitable to fulfil any emergency
  financial needs. You also have the option of
  taking a loan against the amount in your PPF
  account under certain specific situations

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Term insurance

• Term insurance plans are one of the cheapest life
  cover policies available in the market. The
  premium rates are based on your sum assured, age,
  income, and other such factors. Investing in a
  term plan is especially advisable as it provides
  a high sum assured at cost-effective prices. If
  you are the sole earning member in the family of
  have people depending on your income, then a term
  plan acts as a financial support after your
  demise by substituting your income. 

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Health insurance

• As a working woman, it is extremely important to
  invest in health insurance policies. With the
  sedentary lifestyle that most city-dwellers live,
  there is an increased chance of acquiring
  numerous health problems.  A health cover plan
  protects your health and finances by giving you
  access to premium quality healthcare and tackling
  the rising medical costs. When opting for a
  health plan, do not settle for a vanilla plan if
  you already have medical issues running in your
  family. Ensure that the plan offers optimum
  coverage.

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Equities

• Equities are a good investment option for
  short-term and mid-term financial goals. With
  equities, you can opt for a monthly investment
  system or invest a lump sum amount. Equity Linked
  Savings Schemes (ELSS) are also a potential
  option for investment. ELSS, or equity based
  mutual funds, have a lock in-period 3 years and
  offer the added advantage of tax benefits.

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National Pension Scheme

• National Pension Scheme (NPS) is another option
  to save for yoyr retirement. This fund allows you
  to withdraw from it after a period of 10 years.
  Under NPS, you can also claim tax deductions
  under Section 80C.

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Property

• Investing in property has been a popular choice
  since generations. Real estate acts a good
  long-term investment. Though land rates are on a
  continuous rise, women have the benefit of
  getting loans at lower interest rates. Numerous
  banks offer loans to women at 0.25 to 0.50
  lower interest rates. 

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Know More About

• Life Insurance 
• Two Wheeler Insurance
• Pention Plans
• ULIP