Injured By an Uninsured Driver – What’s Next?

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Injured By an Uninsured Driver Whats Next ?
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Being in a motor vehicle accident can be a
stressful and traumatic experience. The first and
most immediate concern is, of course, ensuring
that any injuries suffered by the driver and
passengers are treated. Under normal
circumstances, if there is a clear case of who
was at fault, then the responsible partys
insurance company will end up footing the bill
for the accident and additional resulting
expenditures. In some cases, if the insurance
claims adjusters are offering a seemingly unfair
amount, you may want to retain a personal injury
lawyer to help settle the case and ensure just
compensation.
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But what happens if you are in an accident with
an uninsured driver? You certainly cant file a
claim with the negligent partys insurance
company if that person has no insurance, but
there is no reason you should have to handle the
financial costs on your own, no matter how minor
or huge. Of course, in most states, including
Massachusetts, automobiles are required to have
insurance, but many people still manage to drive
without it. This could be because they have
allowed their insurance to lapse or they simply
never acquired any in the first place.
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What To Do When You Are Injured By An Uninsured
Driver?
Many of the initial steps that you would follow
when in an accident caused by an uninsured driver
in Massachusetts are the same as what you would
do if the driver was insured. First, call the
police. You will want an accident report, as it
can help you with a personal injury claim later
on. Besides, individual driving without insurance
was also breaking the law. Even if the driver
doesnt have insurance coverage of any type, that
person may still be liable for paying for some of
the damage to your car out of his or her own
personal assets due to at-fault laws.
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Get All The Information You Can
Make a note of the drivers contact information,
the license plate number on the car, and the car
make and model. And even though the information
may be on the police report, it is a good idea
for you get the contact information of any
witnesses as well. Additionally, use your
cellphone to take pictures of both cars and the
area where the accident happened so that you can
better describe the details.
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It is always important to call your insurance
company in a timely manner. Some policies may
have a time limit on how long you have to make a
claim. This protects you in case of an accident
with an uninsured driver. And since Massachusetts
doesnt require a high amount of coverage for
drivers, the insurance will also protect you if
the negligent driver is underinsured that is,
doesnt have enough coverage to adequately
compensate you for damages and injuries.
Call Your Insurance Company
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• Hire An Attorney

If, after speaking with your insurance agent, you
have been left without a means of compensation
for the damages and injuries youve suffered, it
would be a good idea to contact a personal injury
attorney in Boston. Recovering funds may be
difficult, especially if the negligent driver
doesnt have much in the way of personal assets.
However, there may be other avenues that can be
pursued. The driver might actually have insurance
coverage under someone elses policy, or more
than one party may be responsible for the car
accident, leaving you other options to pursue a
personal injury lawsuit.
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• Thank You!!