For Personal Loans in Hyderabad - Applyaloans PowerPoint PPT Presentation

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Title: For Personal Loans in Hyderabad - Applyaloans


1
Welcome to applyaloans
  • A Complete Guide of Personal loans in Hyderabad

2
What is Personal Loans ?
  • What is a personal loan? A personal loan is a
    type of unsecured loan and helps you fulfill your
    current financial needs. You don't usually need
    to undertake any security or collateral while
    availing a personal loan and your lender provides
    you with the flexibility to use the funds as per
    your need.

3
Personal Loan Eligibility Criteria
  • Age of 21 years is minimum
  • Age of 60 years is maximum
  • Minimum monthly income should be rs. 15,000
  • Minimum 1 years of job experience
  • Living from at least 1 year on the current
    residence
  • Cibil -1 or 0 can process ( first time borrower
    )

4
 What Documents Required for Personal Loan
  • Employee ID Card
  • Pan Card
  • Aadhar Card
  • Current Address Proof/Permanent Address Proof
  • 3Recent Pay slips
  • 3m Bank Statement Till Date
  • Offer Letter / Relieving Letter
  • 2 Passport Photos

5
What is personal loan Rate of interest ?
  • Personal loan Rate of interest Depends on few
    factors
  • 1 Based on the Company Category
  • like Super A, Cat A, Cat B, Cat C, Cat D,
    Cat E.
  • 2 Based on the Loan amount you avail
  • 3 Based on the Salary

6
What hidden chargers in Personal loan
  • No Hidden Chargers every thing will be explained
    before customer providing the agreement.
  • Additional chargers
  • Processing Fee 0.5 - 2
  • GST 18 on Processing Fee
  • Stamp duty Chargers

7
Contact us
  • 9010991284
  • 9347555535
  • Email id Applyaloans_at_gmail.com
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