Title: How To Determine Fault In A Rental Car Crash?
1How To Determine Fault In A Rental Car Crash?
2Being in any car accident can feel like a bad
dream. Being in a car crash while driving a
rental vehicle, on the other hand, is almost
always a nightmare. Yes, determining liability
is one of the most confusing aspects of a rental
car accident, but so is figuring out which
insurance policy will cover your financial
damages and losses, warns their Pittsburgh car
accident attorney at Shenderovich, Shenderovich
Fishman.
Rental vehicles can be covered by many insurance
policies ranging from policies provided by rental
car agencies to coverages provided by credit card
companies. To make things even more complicated,
many victims of rental car crashes simply do not
know how much their personal injury or property
damage claim is worth, and the vast majority of
them never read the fine print of their insurance
policies
3- Thats why consulting with an experienced car
accident attorney in Pittsburgh or elsewhere in
Pennsylvania is highly recommended to determine
liability, evaluate your damages and losses, help
you seek compensation through insurance
coverages, and answer all of your questions about
car crashes involving rental vehicles.
4Determining Fault In A Rental Car Crash
5Pennsylvania is a No-Fault Choice State, which
allows motorists to choose between no-fault and
fault insurance coverage in the event of a car
accident. Meaning determining fault will be a
key element of the rental car accident claims
process, which is why retaining a skilled legal
expert is the only way to protect your rights. In
most rental car accident, it is not easy to
identify liable parties and assign fault without
a thorough investigation. After fault has been
determined, an experienced car accident lawyer in
Pittsburgh or elsewhere in Pennsylvania can help
you figure out the most applicable coverage for
your particular situation.
6Since Pennsylvania has a hybrid fault/no-fault
system for auto insurance, this can mean two
things
01
02
Under the fault system, if the other motorist is
at fault for causing your car crash, you will
most likely be able to seek compensation for your
damages and losses through the other motorists
insurance company. OR
If you are at fault for causing the crash or your
claim is handled under the no-fault system, you
will most likely have to seek coverage through
your own health insurance, personal injury
protection (PIP), or personal accident insurance
provided by the rental car agency
7Types Of Insurance Coverages Applicable In Rental
Car Accidents
Depending on the circumstances of your case and
whether you purchased any special insurance
before renting a vehicle from a rental car
agency, the following types of coverage may cover
your losses and damages in a rental car crash
Loss Damage Waiver (LDW), which is basically a
waiver of your financial responsibility if the
rental car gets stolen or damaged.
8Collision and comprehensive coverages (if you
have this type of coverage on your own vehicle,
then it will most likely cover you in the event
of a rental car crash).
Credit card coverage (many credit card companies
offer secondary coverages applicable after you
have exhausted your primary coverage).
Personal injury protection (PIP), which can be
used to cover your medical expenses after a car
accident on a rental vehicle.
9Personal accident insurance (rental car agencies
usually offer this type of coverage to drivers
who do not carry PIP or health insurance).
Defective car accident protection (DCAP), which
is applicable if your accident was caused by a
defect or poorly maintained rental car
As you can see, handling a personal injury or
property damage claim after a rental car accident
can be quite confusing, which is why it is
advised to consult with a skilled lawyer from
Shenderovich, Shenderovich Fishman to discuss
your case. Contact their law firm to schedule a
free consultation today. Call their offices at
888-988-9467.
10Shenderovich, Shenderovich Fishman.
429 Fourth Ave, Suite 1100 Pittsburgh, PA 15219
888-988-9467
https//www.ssf-lawfirm.com/contact/