5 Pointers for Instant Approval Credit Cardholders

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5 Pointers for Instant Approval Credit Cardholders
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• In the paragraphs below, we have enumerated and
  tackled pointers you should remember when
  managing an instant approval store credit cards.

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Always comply with the stipulations of your
credit card program.

• This is important for you to avoid incurring
  fines and penalties that are usually incurred by
  cardholders who violated the terms and conditions
  of their credit card programs. Moreover, this
  will help strengthen your relationship with your
  card issuer, which is something you can fall back
  on in case you decide to apply for additional
  card accounts or to negotiate for lower rates of
  interest or for better payment terms, later on.

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Keep a tab on your transactions.

• This entails checking the available balance you
  have on your credit card before using it to cover
  a bill or a purchase. This way, you can avoid
  exceeding the limit imposed on your line of
  credit as well as the additional fees (like
  overdraft and declined transaction charges) you
  might be asked to pay for maxing out your instant
  approval store credit cards.
• This tip is also important to check if there are
  errors or inconsistencies in your billing
  statements and even in your annual credit
  reports. Always remember that an incorrect item
  in such documents can inflict severe damage to
  your credit history and limit your chances of
  qualifying for affordable credit programs. So to
  protect your financial prospects, find time to
  review and validate the accounts and records
  listed on your billing statements as well as on
  the copies of your annual reports.

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Make on-time and complete payments of your credit
card bills.

• After all, this will help you keep your credit
  payments at a minimum, since you wont have to
  pay huge interest charges, late payment penalties
  and other relevant fines. Moreover, this tip will
  help prevent your issuer from slashing down your
  credit limit and from increasing the interest
  rate imposed on your card account.

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Keep your PIN to yourself.

• It is never wise to share your Personal
  identification Number, or PIN with other people
  not even with your very close friends and
  relatives. Bear in mind that by keeping your PIN
  to yourself, you can minimize the risk of having
  your credit card information compromised and used
  without your knowledge. Furthermore, this pointer
  will help ensure that you will never be held
  liable for purchases or transactions you did not
  make.

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Use your guaranteed approval credit card only in
secured shopping sites and business
establishments.

• After all, this help safeguard you and your
  credit information from unscrupulous
  organizations which intend to rip off as many
  consumers as they can using popular yet still
  very effective credit card scams.
• So before charging an expense or a bill on your
  credit card, take the time to check out the
  cashiers area of the shop and store. And make
  sure that it is free from suspicious devices used
  to spy on the credit card information of
  consumers.
• For regular online shoppers, make sure that you
  will only transact business using reputable
  websites that have excellent security features.
  That way, you can prevent fraudsters and the
  malicious software they use from gaining illegal
  access to your personal or credit details.