Check Fullerton India Personal Loan Eligibility Criteria

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Fullerton India Personal Loan Eligibility
Criteria 2021
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Fullerton India personal loan eligibility
criteria

• Fullerton India offers collateral-free personal
  loans for all types of customers to fulfil their
  financial needs. Borrowers can get a personal
  loan from Rs. 60,000 up to Rs. 25 lakhs from
  Fullerton India for up to 60 months. The existing
  customers of Fullerton India can get a host of
  extra benefits, such as top-up loan, digital
  query servicing and flexible repayment tenure.
• Fullerton India offers personal loans for both
  salaried professionals and self-employed
  individuals alike with very flexible eligibility
  criteria. It provides personal loans for
  applicants aged between 21 years and 60 years.
  Applicant should have at least one year of work
  experience and should be working with the current
  employer for a minimum of six months. 

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Fullerton India personal loan eligibility
criteria for salaried professionals
Age Minimum age for applying for a personal loan is 21 years at the time of application  Maximum age limit is 60 years 
Minimum salary Net monthly salary should be at least Rs. 15000 and for applicants residing in Mumbai and Delhi minimum monthly salary is Rs. 20,000
Credit score Should have a good credit score
Total work experience Should be working in private limited company or public sector undertaking (including central, state, and local bodies) At least one year of work experience and should be working with the current employer for a minimum of six months
Loan tenure From 12 months to 60 months
Residential status Any Indian 
Interest rate 12 onwards
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Fullerton India personal loan eligibility
criteria for self-employed individuals
Age Minimum age for applying for a personal loan is 21 years at the time of application  Maximum age limit is 60 years 
Minimum income  Net monthly income should be at least Rs. 15000 and for applicants residing in Mumbai and Delhi minimum monthly income is Rs. 20,000
Credit score Should have a good credit score
Total work experience Should have a stable and profitable business 
Loan tenure From 12 months to 60 months
Residential status Any Indian 
Interest rate 12 onwards
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What are the top factors that affect your
personal loan eligibility?

• Age Age affects your eligibility for a personal
  loan. If you are in your early 20s, you have more
  chances of getting a personal loan than
  individuals who are in their 50s or approaching
  their retirement, because young ones have plenty
  of time to earn and pay off the loan. Fullerton
  India offers a personal loan for individuals aged
  between 21 years and 60 years. 
• Monthly income Your monthly income tells the
  lender about how much monthly instalment you can
  afford to repay, after clearing all monthly
  obligations. Generally, income criteria are based
  on the city you live in and the lenders you are
  getting a personal loan from. The higher your
  income, the better it is for you. 

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How to apply for Fullerton India personal loan
through Afinoz?

• Applying for a personal loan on Ainoz is very
  easy. You can apply for a personal loan by
  clicking Apply Now button on the personal loan
  page. Now fill the short and simple personal loan
  application form to check your eligibility. You
  will receive exclusive offers from multiple
  lenders, including Fullerton India, based on your
  eligibility.  As per the requirements and offers,
  you can apply for Fullerton India personal loan. 
• Why is Afinoz?
• Afinoz is a one-stop destination for customized
  rate quotes on loans and investment products in
  India. The company is owned by DS Finworld Pvt.
  Ltd. Our objective is to make personal financial
  decisions easy, seamless and transparent for our
  customers. We have designed a system that
  provides comprehensive results and enables
  customers to compare products simultaneously so
  that they can access the right product.

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Thank you 

• www.afinoz.com