How to Optimize Your Dental Insurance Plan

1
How to Optimize Your Dental Insurance Plan

• If you have a health and dental plan Woodstock, 
  you should be aware of how to minimize dental
  costs and how to optimize your dental insurance
  benefits.

2
Use the following strategies to help you make the
most of your dental and health plan Woodstock.

• Annual Maximum The maximum amount your dental
  insurance provider will pay for dental services
  within the benefit period, that is usually one
  year.
• Co-insurance An insurance plan where you pay
  only a percentage of the cost for a dental
  service.

3

• Co-payment A fixed amount that you pay for a
  particular dental service. Your dental insurance
  provider typically sets the co-payment amount.
• Deductible The amount that you have to pay for a
  dental service before your health and dental
  insurance plan Woodstock covers the cost.
• Direct assignment billing An arrangement where
  your dentist will send  bills to your insurance
  provider directly, so you do not have to pay the
  full cost of your dental service up-front.

4
All of your insurance benefits include- 

• Surprisingly, many people are not aware of the
  full list of covered benefits in their health and
  dental plan Woodstock.
• Take the time to review your health and dental
  plan Woodstock  carefully, as this can save you
  from paying huge sums mistakenly believing that a
  particular service is not covered when it is or
  vice versa.
• Our Delta insurance team is very experienced with
  dental insurance coverage, so they can help
  answer questions about whether a particular
  service is covered under your health and dental
  plan Woodstock.
• Use these benefits provided in your plan as much
  as possible

5

• Once you are sure of the dental services that are
  included in your insurance plan, make the most of
  them!
• Most health and dental plans Woodstock provide
  complete coverage for preventative dental care,
  including oral exams, x-rays, and dental
  cleanings, so consider these particular services.
• Preventative dental care is important as it saves
  you costs in the long run, helping you avoid
  dental emergencies and complicated healing
  procedures.
• Track your usage of Benefits provided 
• Keep careful track of which dental benefits you
  have used within your plans benefit period.
  Insurance plan coverage varies,  be aware if
  youre close to reaching your plans maximum
  annual coverage.

6

• If you exceed your annual coverage limit, youll
  need to pay for any additional dental services
  yourself-- so its important to know about this
  ahead of time and plan accordingly.
• With a better understanding of your dental
  insurance benefits, youll be able to plan your
  dental care efficiently and make the most of your
  insurance coverage and minimize any up-front
  costs.
• Feel free to call us if you have any questions.
  We are happy to help you get the most out of your
  health and dental plan Woodstock while limiting
  your personal expenses.