Key Points While Choosing Between Payment Gateway and Processor

1
PCI Merchant Services
June 5,2021
PAYMENT GATEWAY VS. PAYMENT PROCESSOR
2
Introduction
Payment Gateway is a software or an application
service provider that sends the customers'
personal and details of bank to the payment
processor. Payment Processor is an entity that
transfers encrypted card details to appropriate
financial institutions, which complete the
transaction.
Payment
Gateway
Payment
Processor
3
Consider some key points while choosing between
Payment

• Processor and Gateway

Let's begin.
4
Key Points
Integration Cost and Time
3
Compliances
1
Total Transaction Volume
2
4
Settlement
5
Integration Cost and Time
The development cost and time for integrating
with payment processor is higher as compared to
payment gateway integration.
6
Total Transaction Volume

• To get high volume of transactions, payment
  processor offers low rates. It would be more
  feasible for small businesses to go to payment
  gateway that have small volume of transactions.

7
Compliances

• Integration to payment processor requires a PCI
  certified infrastructure. Payment gateway
  integration is much lower as they offer a simple
  API layer for accepting and processing payment
  requests from merchants.

8
Settlement

• Integration to payment processor requires a PCI
  certified infrastructure. Payment gateway
  integration is much lower as they offer a simple
  API layer for accepting and processing payment
  requests from merchants.

9
Contact Us
Phone
Mail
Email
info_at_pcimerchantser vices.com
2100 Geng Rd Suite 210 Palo Alto, CA 94303 USA
1 844 671 0724
10
That's a wrap!
Thank you for participating.