Title: sreelakshminair99 (1)
1Manappuram Finance Ltd
2Introduction
- Malappuram Finance Ltd. is a non-banking
financial company that provide best gold loan at
least interest rate. The gold loan is one of the
easiest and fastest ways to access funds when a
situation arises. Even if you have a low credit
score but good amounts of idle gold in your
locker, the gold loan can be the monetary
solution for you. In every year popularity of
gold loan is increased.
3Gold loan
The gold loan, also referred as a loan against
gold, is a secured loan that a borrower takes
from a lender in lieu of gold ornaments such as
gold jewelry. The loan amount sanctioned to you
by lenders is generally a certain percentage of
the golds value. You can repay it through
monthly installment after which you get your gold
articles back. Unlike other secured loans such as
a home loan or car loan, there are no
restrictions on the end use of gold loans. So
whether you need to fund a wedding, family
vacation or your childs education, it is a great
way to meet your sudden money requirement
4- Features of Manappuram Gold Loan
-
- High Loan Amounts You can avail a loan up to
Rs.1.5 crore on availing a gold loan from
Manappuram. - Multiple Schemes to Choose from You have the
option of choosing from multiple gold loan
schemes offered by Manapurram Finance Limited
based on your financial requirements. - Loan Sanctioned with Minimum Requirements You
require minimum documentation to get your loan
sanctioned. You will be required to submit one
recent ID, like your Voter ID, Ration Card,
Driving License, Passport, etc. and a proof of
residence. - Quick Loan Processing Your loan gets approved
within minutes provided you have submitted all
the necessary documents. - Low Interest Rates The interest offered starts
as low as 12 based on your loan amount and gold
loan scheme chosen by you.
5Manappuram Gold Loan Scheme Details
Interest rate Up to 29
Tenure Up to 12 months
Maximum Loan Amount Up to Rs.1 crore
6Gold Loan Calculator You can calculate how much
loan amount you are eligible for against your
gold ornaments by using the Gold Loan Calculator
available on the website of Manappuram Finance.
Just enter some basic details such as your name,
phone number, email address, state, city, type
and weight of gold, and the tool will calculate
and display the maximum amount you can avail as a
gold loan from Manappuram Finance.
7Manappuram Online Gold Loan
Manappuram Finance offers Online Gold Loan (OGL)
of up to Rs.1.5 crore wherein you must pay
interest only for the exact number of days that
you avail the loan for. The other features of the
online gold loan have been listed below
- The gold pledged to Manappuram Finance is 100
safe and secure and comes with free insurance
cover. - There are no hidden charges associated with the
Manappuram online gold loan and you can avail the
loan anytime at your convenience. - You can download the Manappuram OGL app to avail
a gold loan, pay interest, locate the nearest
branch of Manappuram Finance, and check account
statement. - The online gold loan can be availed in a
hassle-free manner and the entire process is
paperless.
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9Advantages
- Faster processing
- Simpler repayment procedure
- Lower interest rates
- Zero processing fees
- Credit history is not an issue
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