Mortgage loan in California

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Email- athenaloans_at_gmail.com /agentathena_at_gmail.c
om Call- 310-930-1924 Web- https//dinhomes.com
/
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Get your mortgage loan even with low credit score

• Mortgage loan in California are at an all-time
  low, making this an excellent time to enter the
  home market. Of course, lenders will look at your
  credit score if you apply for a mortgage loan for
  a house purchase. Can you really buy a house if
  you're afraid of what they'll find if they
  verify?
• Credit Scores Defined
• Equifax, Experian, and Trans Union are the three
  credit reporting bureaus that maintain track of
  your whole credit history. They utilize a scoring
  method to assign you a FICO score, which reflects
  how responsible you are with debt repayment. The
  breakdown is as follows
• Credit score of 800 or more is considered
  exceptional.
• Excellent credit 740 to 800
• A good credit score ranges from 670 to 740.
• 580 to 670 is considered fair credit.
• Under 580 is poor

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Repairing a Bad Credit Score

• It is recommended to obtain a copy of your credit
  report from each bureau before applying for a
  mortgage. If your score is less than flawless,
  look for any mistakes. According to estimates,
  one in every four Americans has errors on their
  credit reports. If yours contains any mistakes,
  contact the organizations (such as banks or
  retailers) that issued the incorrect reports to
  get them deleted.

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Obtaining a Mortgage with Bad Credit Right Now

• You can still receive a house loan if your credit
  score is low but above 550. You'll almost
  certainly pay a higher rate of interest than
  those with strong credit, but with rates at
  record lows right now, it's definitely worth it.
  FHA loans with credit scores as low as 550 and
  down payments as low as 3.5 percent are available
  from the Federal Housing Administration. You will
  be obliged to pay insurance coverage for the life
  of the loan because it is a federal loan, which
  is presently 1.75 percent of the base amount
  owed.
• If you are not a member of the military or do not
  fit for a VA loan, your other option is to make a
  large down payment to compensate for your poor
  credit. A conventional loan typically requires a
  20 down payment. By providing considerably more,
  you may be able to convince a lender that you are
  a good risk.

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CONTACT US
Add- 6080 Center Drive, Los Angeles, CA
90045 Email- athenaloans_at_gmail.com 
agentathena_at_gmail.com Call- 310-930-1924 Web- 
https//dinhomes.com/