CHES Special Risk: Best Jewellers Insurance Provider in Canada

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CHES Special Risk Best Jewellers Insurance
Provider in Canada
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We dont live in a perfect world. Disaster can
strike anywhere. If we face health issues, have a
road accident, a mishap while travelling or have
our jewellery stolen or damaged, having insurance
is a parachute. Jewellery Insurance allows us
some degree of protection in a financial way.
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What is jewellers insurance or jewellers block
insurance?
The word block is inspired by the French term
en bloc, which means all in one. An insurance
providing all in one coverage for risks
associated with high-value items like jewellery,
diamonds, gold, silver or fine arts in the
commercial business, including manufacturing,
wholesaling or retailing, is known as jewellers
block insurance. The risk associated with
jewellery is increasing every day. So it becomes
100 necessary for jewellers to have jewellers
block insurance. For example, Mr Robert is a
jewellery shop owner. Seeing the diamond rates
going higher, he is worried about risks like
robbery, theft during transit, fire at his shop,
etc. Having a jewellers block insurance from a
trusted insurance provider beforehand will let Mr
Robert free from all the risks.
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Some of the commonly covered risks under
jewellers block insurance in Canada include

• Theft like robbery, burglary, shoplifting, grab
  and run, trick loss, etc.
• Accidental damage through fire or natural
  calamity
• Loss due to temporary business interruptions
• Loss due to employee behaviour or dishonesty
• Theft whilst transit
• However, the terms of the contract must mention
  every risk covered by the insurance policy.
  Different insurers offer different quotations and
  conditions. You should consider the best
  quotations and conditions as per your
  circumstances. Compare how your insurer will
  handle the warranties mentioned in the contract.
  Preference should be given to an experienced
  insurer in the industry. They can easily explain
  the terms with you and know enough to deal with
  disputed claim conditions.

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Which is the best agency providing jewellers
block insurance in Canada?
CHES Special Risk Inc. is one of the leading
agencies providing 250 insurance coverages in
Canada. Established in 2004, it is an insurance
solution provider and one of Canadas oldest MGA
(Managing General Agent). They are based in
Toronto, Ottawa and Quebec. They provide a
comprehensive tailor-made jewellers block
insurance as per the needs of the policyholder.
According to Douglas Everett, President of CHES
Special Risk Inc., Jewellers block insurance is
extremely important to any jewellery store owner
as a single loss can have a dramatic impact upon
the overall performance of the business,
especially when stock levels are at their
highest.
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From pawnbrokers to traditional jewellery stores,
from furriers to bureau de change, their
jewellers block insurance provides coverage to
their every high-value item against damage or
loss due to theft, burglary, during transit or
due to employees mistakes. These thefts are
tracked through their online criminal record and
credit reference checks. The cost of the trackers
is waived along with the policy. CHES Special
Risk Inc. will help you put you back into the
same position you were before your loss. This is
where CHESs jewellery knowledge kicks in and
their years of experience in this industry. They
understand it, and they know whats important
when it comes to things that are not only
valuable but have people who are financially
dependent on it. Knowing everyones circumstances
are different, they do whats best for their
clients.
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• Check out their website here and read their
  product disclosure statement. Contact them for
  any other further queries because the right
  jewellers insurance is important.

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Thank You