Title: What Are The Top Mortgage Lenders?
1WHAT ARE THE TOP MORTGAGE LENDERS?
- Are the numerous mortgage lenders in the market
making it hard for you to find a reliable lender?
There are multiple factors to consider when
selecting the best mortgage lender. Top mortgage
lenders need to offer a wide range of products,
have competitive rates and in-depth expertise. - We understand how daunting and overwhelming it is
to sift through numerous mortgage lenders in the
market to find a trustworthy one. Our guide
consists of the top mortgage lenders and how
they compare. Here are the top mortgage lenders - Guild Mortgage
- Are you searching for the best mortgage lenders
as a first-time homebuyer? Guild Mortgage is an
ideal option to consider. Guild mortgage has
different mortgage options which allow for down-
payment assistance. - They also offer government-backed loans like VA
and FHA loans. In addition, their low credit
score requirements make them a suitable
consideration for first-time homebuyers. Although
their services are across Washington DC, they do
not originate loans in New York or New Jersey. - Homebridge Financial Services
- The customer service reviews from previous
clients make Homebridge Financial Services appear
on our list. One of the company's goals is to
offer a clear, transparent, and straightforward
mortgage lending process for everyone, a goal
they have reached up to. - Homebridge Financial services offer numerous
mortgage loan products, including harder-to-
access options like jumbo loans. They provide
loan packages for investment properties and
second homes too. - CMG Financial
- The hardest part of getting a mortgage loan is
saving enough to meet the down payment,
especially young buyers. CMG Financial is among
the best mortgage lenders because of its two
special programs which help young buyers overcome
the down payment challenge.
2- New American Funding
- With noticeably low average mortgage rates, New
American Funding has become popular. Although
you can get your conventional loan application
approved with a credit score of 620, you will
need a higher credit score to secure other types
of loans. - Fortunately for you, New American Funding prides
its services in transparency. The company
reviews each application uniquely. Therefore, if
you have a low credit score, they may create an
exemption for you and approve your mortgage if
there is a reasonable reason. - PNC Bank
- If you are searching for online mortgage lenders,
PNC Bank may be an excellent place to start.
Their online efforts are extraordinary compared
to most lenders. PNC Bank boasts a user-friendly
website with numerous educational resources to
help you make informed borrowing decisions. - Additionally, their website makes it effortless
to submit an online application. Thus, you can
use your phone or computer to apply.
Alternatively, when possible, you can visit their
offices and experience their top-notch customer
service. - American Pacific Mortgage
- If you are unsure of the type of loan you need,
the vast options available at the American
Pacific Mortgage are well-suited for everyone's
needs. They also allow you to get pre-approved as
you continue with a property search helps attain
a fast closing. Therefore, you can beat the
highly competitive real estate market. - American Pacific Mortgage greatly allows for
flexibility as there are unique loans you can get
based on the value of your assets instead of
income. You can also get a loan to help you buy a
new home while waiting for your old one to sell. - Bank of America
3- Navy Federal Credit Union
- Military personnel has unique needs as they
constantly move from one town to another.
Additionally, they are uniquely qualified to
apply for a mortgage with a 0 down payment as
their loans are guaranteed by their respective
Veteran administration. Navy Federal is a lender
that understands military homebuyers' needs and
makes a category for them. - So, as a military home lender, you can opt for
the Navy Federal. - They have different loan types, and you can enjoy
the lowest mortgage rate due to their no-cost - lock feature. Additionally, they allow online
document uploads and verification, making the
process less tedious. - Ally Home
- Among the reputable online mortgage lenders is
Ally Home, run by Ally Bank. Ally Home is a
mortgage lending company that operates in more
than Washington D.C and 30 other states. - Despite being an online lender, it offers various
mortgage products like refinancing options,
jumbo, and conventional loans. They have
competitive rates and reasonable fees. - Why Get a Rate Remains Your Top Mortgage Lender?
- We have reviewed the nine top mortgage lenders
above. However, Get a Rate still has a
competitive edge compared to the lenders above in
different ways. Below is how they compare
Lender Home Equity Loans USDA Loans Interest and Rates on Website Rates Within Government Limits
Get A Rate Yes Yes Yes Yes
Guild Mortgage No Yes No Yes
Homebridge Financial Services No Yes No Yes
CMG Financial Yes Yes No Yes
New American Funding Yes No Yes No
PNC Bank Yes Yes No Yes
4American Pacific Mortgage Yes Yes No Yes
Bank of America Yes No Yes Yes
Ally Home No No Yes Yes
Get a Reliable Mortgage Quote Today Have you
been to local mortgage lenders but still can't
get a favorable quote? Although most mortgage
lenders have a webby with a mortgage calculator,
the quotes are often unreliable, which could
cause inconveniences. Need a reliable quote you
can trust? Try GetaRate today. Apply anytime and
from anywhere through our online mortgage
process in minutes. Our Tech searches through
thousands of rates/programs from top banks and
Investors so you can compare and save. Have
questions? Great! We have answers. Our team is
here to help make getting a mortgage easy.