Basic Structure of AL3 File - WinsurTech

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Basic Structure of AL3 File

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Basic Structure of an AL3 file

• AL3 file includes two types of groups
• Transaction Groups Carries data related to the
  transaction between the source and destination
• Data groups Carries the data of the policy.

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Transaction Groups

• 1MHG The Message Header Control Group
• This is the first group where the transaction
  starts indicating the logical start of the
  message. This group includes the address of the
  sender and receiver (Agency-Company) of the
  message along with the message text carrying the
  instruction of what to follow to receive the
  message and transaction.
• All transactions contained within a message must
  be for a single message addressee.

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• 2TRG Transaction Header Group
• This group comprises elements that allow the
  receiver of the transaction to let the
  transaction to route to their systems, to get
  introduced with the nature of the transaction so
  that it could be easily processed within their
  internal systems and generate the response to
  sender accordingly.
• 2TCG Transaction Control Group
• The Transaction Control Group is a Control Group
  that is a logical extension to the Transaction
  Header Group. These groups comprise the
  information of the standards and their respective
  version numbers that are used in the construction
  of the transaction.

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• 2GCG Group Control Group
• This group includes the groups that are included
  in Master File Image but are omitted in
  particular transactions and could not be deleted
  from the policy for that transaction to maintain
  the hierarchy
• 2ACI Distribution Partner Information Group
• This group contains information of the carrier
  (C), the agency (A), or the producer/servicing
  agent/CSR (P)

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• A single transaction would be as follows
• 2TRG
• 2TCG
• 2GCG optional multiples are permitted
• 2TAG optional
• 2ACI optional repeating as needed

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Data Groups Some of the data groups
are as follows

• 5BIS Basic Insured Information Group
• Basic Insured Information Group contains
  information about the person who wants to get
  insured such as name, phone number, address, etc.
  
• 9BIS Basic Insured Information Extension Group
• Basic Insured Information Extension Group is an
  extension to the Basic Insured Information Group
  which is used as required.

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• 5BPI Basic Policy Information Group
• This group includes information about the
  insurance policy comprising policy number,
  effective and expiration dates, premium, etc. An
  insured can have multiple policies, but only one
  policy per transaction is permitted (the policy
  may, however, be a package policy).
• SNG Supplementary Name Group
• This group is used, for instance, if there is a
  requirement for more than one name for the
  insured such as a doing business as name.

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• 5LAG Location Address Group
• Location Address Group which includes the address
  at which risks could be found. If there are
  multiple locations, in that case Sub-Location
  Group is used to describe subdivisions within a
  location (if there is more than one) at which the
  risks are to be found.
• 5AOI Additional/Other Interest Group
• Additional/Other Interest Group containing the
  name, address, etc. of persons or parties other
  than the insured who may have an interest in this
  policy.

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• 9AOI Additional/Other Interest Extension Group
• Additional/Other Interest Extension Group is an
  extension to the Additional/Other Interest Group
  which is used as required including extra
  information about the additional interest
• 5RMK Remarks Group
• The Remarks Group is a common element group used
  to include textual information which supplements
  a given transaction
• 5BNG Binder Notification Group
• This group contains information that notifies the
  receiver of the transaction that a binder has
  been issued

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• 5CVG Commercial Lines Coverage Group
• A coverage and adjustments group should be
  created for all coverages applying to a unit at
  risk which has an impact on the total premium for
  a policy. The Coverage group can be used to send
  coverage information for monoline as well as
  package policies.
• 3MTG Message Trailer Group
• This group follows the last transaction in a
  message indicating the end of the message.

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