No Credit Check Credit Cards - A Brief Guide - PowerPoint PPT Presentation

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No Credit Check Credit Cards - A Brief Guide

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Undoubtedly, credit cards that do not need a credit check to get approved sound appealing, especially when you have a poor credit rating. However, applying for a no credit check credit card will not impact your credit rating. Visit: – PowerPoint PPT presentation

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Title: No Credit Check Credit Cards - A Brief Guide


1
No Credit Check Credit Cards - A Brief Guide
  • Undoubtedly, credit cards that do not need a
    credit check to get approved sound appealing,
    especially when you have a poor credit rating.
    However, applying for a no credit check credit
    card will not impact your credit rating. These
    cards come with high interest and credit fees.
    There is a lot to learn about these credit
    cards, which you can learn from this brief guide.
  • What is a No Credit Check Credit Card?
  • When you get a credit card, the company will
    consider your credit rating to determine your
    credit card limit. So what do you do if you have
    never borrowed money before and dont have a
    credit rating? First, you apply for a no credit
    check credit card.
  • A no credit check credit card is a credit card
    you can apply for without the company doing a
    credit background check on you. There are
    different reasons why you may not have a credit
    history. It could be that you are new to the
    country, young, or have never borrowed credit
    before.
  • How Do You Apply for a No Credit Check Credit
    Card?
  • When applying for a credit card without credit
    checks, there are some details you need to
    provide during the application process. Such as
  • a.) Your Income- despite lacking a credit
    history, your lender needs to be sure you can
    meet your card repayments timely. You can only
    meet your repayments if you have a source of
    income. Therefore your lender needs evidence of
    your income which you can show through bank
    statements.
  • b.) Identification- with rising cases of identity
    theft, your lender will ask for identification
    documents to prove your identity. You can use a
    passport, driving license, or anything with your
    photo ID on it.
  • c.) Your Address- your lender will also ask for
    your address or addresses of places you have
    lived in the past three years. Depending on the
    lender, some will prefer candidates who have
    lived at their current address for a specified
    duration.
  • Dont Have Credit History?-Tips for You.
  • If you apply for a no-check credit card and get
    approved, it is essential to use your card
    responsibly to build a good credit score.
    Responsibly managing your credit can also help
    you qualify for better loans and a higher credit
    card in the future.

2
  • During your search, refrain from submitting
    numerous applications. Instead of continuously
    applying after getting rejected, choose a
    different lender with high chance of approving
    your credit card request.
  • How to Compare No Credit Check Credit Cards
  • Would you like to apply for a no credit check
    credit card and would like to find one that is
    suitable for you? We can help. Browse through
    our website for the different cards available,
    and determine which is most likely to accept
    your application. Once you find the right credit
    card for
  • you, you can use our site to apply for your
    credit card. Good luck!
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