CREDIT REPAIR SCAMS – 7 WARNING SIGNS TO WATCH OUT FOR

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CREDIT REPAIR SCAMS – 7 WARNING SIGNS TO WATCH OUT FOR

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While looking for credit repair services in Atlanta GA, it is better to do a background check on the providers to ensure that you don’t land into credit repair scams. Website - c4credit.net –

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Title: CREDIT REPAIR SCAMS – 7 WARNING SIGNS TO WATCH OUT FOR


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C4 Credit Solutions
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CREDIT REPAIR SCAMS 7 WARNING SIGNS TO WATCH
OUT FOR
  • While looking for credit repair services in
    Atlanta GA, it is better to do a background check
    on the providers to ensure that you dont land
    into credit repair scams. Credit repair companies
    may sound like the only way to improve your
    credit score, and some may promise to get you
    back on track in just a few days or months. Be
    careful not to let desperation for better credit
    leave you vulnerable to scammers who will take
    advantage of your situation.

HERES HOW TO IDENTIFY A CREDIT REPAIR SCAM
1. If you are not provided with a copy of the
Consumer Credit File Rights Under the State and
Federal Law, then the credit repair firm may be a
scam. The credit file rights has information
about your rights to obtain a credit report and
also dispute any information that is inaccurate
on your credit report. A good credit repair firm
will also let you know that you can repair your
credit on your own.
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  • 2. A good credit repair company will give you a
    contract to go through before allowing you to
    sign it. You cannot agree to pay for services
    before knowing what the contract entails. Go
    through the contract and ensure that all the
    important information is included before
    committing. The information should include
    details of the services rendered, the charges,
    the duration of the services, and a statement of
    contract cancellation.
  • 3. In case you are asked for payment before the
    commencement of the services, you are in the
    wrong place. The law prohibits charging upfront
    fees by credit repair firms, and by doing so,
    they are not only violating your rights but
    breaking the law as well.
  • 4. A firm that assures you that it can clean your
    credit report by removing accurately reported
    information is a pure scam.
  • 5. When the credit repair firm convinces you to
    create a new profile identity with a different
    social security number, know that it is a scheme
    and no good will come out of it. That will surely
    not help you regain your credit score.

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  • 6. Some firms will ask you to sign a form where
    you waive your rights under the CROA. It is a
    good thing that the CROA declares null and void
    any waivers of rights signed by credit repair
    companies.
  • 7. If your credit repair provider does not
    consult with you regarding strategies for your
    credit, it probably is a scam. There is no way
    the company can tell you what they can do for
    your credit if they have no clue about your
    credit history. A good firm will inquire about
    your credit history and view your credit reports
    before discussing strategies.
  • A good credit repair firm is credible, reputable,
    portrays longevity and has a money-back
    guarantee. Most credit repair companies will not
    charge you until they are sure that your credit
    score has improved through legal means. In your
    search, look for a firm that operatesunder the
    Credit Repair Organizations Act and will give you
    a copy of the Consumer Credit File Rights before
    working with you.
  • They should also be able to offer you a contract
    that highlights your rights. If you discover that
    your rights have been violated by yourcredit
    repair provider, report the organization to the
    state attorney general and also send a complaint
    to organizations like the BetterBusiness Bureau,
    the Federal Trade Commission, and the Consumer
    Financial Protection Bureau.

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Contact Us
  • Address - Atlanta, GA
  • Email - support_at_c4credit.net
  • Phone - (800) 531-1558
  • Website - https//c4credit.net/
  • Blog - https//c4credit.net/credit-repair-sc
    ams-7-warning-signs-watch/
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