Get Your 8 Credit Repair Questions Answered!

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Get Your 8 Credit Repair Questions Answered!
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1) Who Can Help Me?

• If youre struggling with bad credit, dont
  worry! There are plenty of methods and techniques
  you can employ to help you quickly get back on
  your feet. Here are the top 8 credit repair
  questions and answers that you should know if
  youre looking to make repairs to your credit
  score and improve your financial situation.

For those of you that dont know, what is credit
repair? Well, credit repair is essentially a
collection of methods used to help individuals
boost their credit scores. It isnt as simple as
just using plastic to rack up points, either.
Instead, credit repair focuses on several
different factors and how they impact your score.
This guide will answer all of your questions
regarding credit repair and how it can help you
improve your score in an efficient manner.
2) Who Pays for This Service?
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3) What Does it Cost to Fix My Credit?

• A lot of credit repair companies have sprung up
  in recent years, but one thing thats true across
  many companies is that you dont pay for credit
  repairthe creditors do. This might seem unfair
  (and it is) if youre not sure what to make of it.

There are a lot of factors that go into figuring
out how much it will cost to repair your credit.
Every situation is different, but if you know
what to look for, you can figure out an
approximate price range for fixing your credit.
The most important thing to know about costs and
credit repair is that its not cheap. You cant
get around paying some amount of money to fix
things on your own theres no way around it.
4) Will I Need a Lawyer or Will I Have to Sue
Someone?
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5) Can Debt Collectors Take Legal Action Against
Me?

• You dont have to have a lawyer to sue someone.
  Depending on what your case is about, you may or
  may not need one. If you are suing for something
  that falls into one of these categories, you will
  likely be better off having a lawyer if your
  case involves discrimination, medical
  malpractice, personal injury, contract disputes
  over more than 10,000, or if it requires a
  technical analysis of financial issues such as
  patents and trademarks.

You can challenge inaccurate information on your
credit report by disputing it with each of three
major credit bureaus (Equifax, Experian, and
TransUnion). You may want to contact your states
attorney general office or a local consumer
protection agency for help figuring out what
should be in your dispute letter. When you
respond to an inquiry from a creditor, check off
Dispute, Inquiry, or Inaccurate information as
appropriate.
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6) If a Collection Agency Sues Me, Can I Still
Fix My Credit?

• Once a collection agency has sued you and
  obtained a judgment, it can become even more
  difficult to repair your credit because a
  judgment is a public record. This means that when
  lenders search your name, they will see that you
  have been sued and may be less likely to offer
  you credit. But dont give up hope just yet.
  There are several things you can do to repair
  your credit after being sued by a collection
  agency.

7) What Is Fair Credit Reporting Act (FCRA)?
The Fair Credit Reporting Act (FCRA) is a law
passed by Congress in 1970. It gives you rights
as an individual consumer when it comes to your
credit report and helps protect you from identity
theft.
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8) How Does the FCRA Protect My Rights as a
Consumer?

• According to FCRA, eight specific areas of credit
  must be investigated by creditors and included in
  your credit report

The FCRA is an amazing documentit outlines how
your rights as a consumer are protected and
enforced by law. The FCRA makes it easier for
consumers to resolve disputes with businesses in
court, instead of through costly arbitration
proceedings.
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Contact Us

• Address - 958 Pacific Ave Long Beach, CA 90813
• Email - info_at_creditrepairtechnology.com
• Phone - [phone]
• Website - https//creditrepairtechnology.com
• Blog - https//creditrepairtechnology.com/get-your
  -8-credit-repair-questions-answered/