Personal Accident Suraksha

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Accident Suraksha
HELLO ZINDAGI Insurance in a Blink
https//www.hellozindagi.co/
022 4147 5221
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Temporary
Permanent
Total
Total
Disablement
Disablement
Permanent Partial Disablement
What is Accident Suraksha? Accidents can happen
to anyone, anywhere. They come unasked for and
leave an imprint on lives for years to come.
The value of human life and sufferings cannot be
measured with money, but with a view to provide
some relief to the injured person or members of
his family in the event of an unfortunate
accident, an insurance cover, known as Accident
Suraksha was designed.
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SALIENT FEATURES OF
ACCIDENT SURAKSHA

• POLICY DETAILS
• SCOPE OF COVER
• Primary Covers
• Accidental Death
• Permanent Total Disablement
• iiii. Permanent Partial Disablement
• iv. Temporary Total Disablement
• Inbuilt Cover
• Repatriation and Funeral Benefit
• Additional Covers
• On payment of additional premium, following
  covers may be opted
• Child Education Support
• Life Support Benefit
• Accidental Medical Expenses
• Accidental Hospitalization

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II. TABLE OF EVENTS
Percentage of Sum Insured
Event
Accidental Death 100
Permanent Total Disablement 150
Permanent total loss of sight of both eyes 150
Permanent total loss of sight of one eye and physical separation of or the loss of ability to use either one hand or foot 150
Permanent total loss and physical separation of or the loss of ability to use both hands or both feet 150
Permanent total loss and physical separation of or the loss of ability to use one hand and foot 150
Coma of specified severity due to Injury 150
Permanent paralysis of Limbs 150
Permanent Partial Disablement As Follows
An arm at the shoulder joint 75
An arm above the elbow joint 70
A hand at the wrist 50
An arm beneath the elbow joint 60
A thumb 25
An index finger 10
Any other finger 5
A leg above mid-thigh 75
A leg up to mid-thigh 60
A leg up to beneath the knee 50
A leg up to mid-calf 45
A foot at the ankle 40
A large toe 5
Any other toe 2
Permanent loss of sight of one eye 50
Hearing of one ear 25
Hearing of both ears 75
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Percentage of Sum Insured
Event
Sense of smell 10
Sense of taste 5
Shortening of leg by at least 5 7
Burns as calculated on Rule of Nine for each area of body affected As Follows
Burns at least 18 of the body surface area 30 of Sum Insured Burns at least 18 of the body surface area 30 of Sum Insured
50 of Sum Insured
Burns at least 27 of the body surface area
100 of Sum Insured
Burns at least 45 of the body surface area
weekly benefit up to a maximum of 100 weeks or
as mentioned in the schedule
Temporary Total Disablement (weekly benefit)
Broken Bones If an insured person suffers from a
fracture caused by an accident, certified by a
Specialist Medical Practitioner and confirmed by
imaging investigations such as X-ray, then we
will pay the percentage of the Sum Insured
specified in the table below
Sr. No. Fracture of Sum Insured

1 Injury to vertebral body resulting in spinal cord damage 100
2 Pelvis 100
3 Skull (excluding nose and teeth) 30
4 Chest (all ribs and breast bone) 50
5 Shoulder (collar bone and shoulder blade) 30
6 Arm 25
7 Leg 25
8 Vertebra vertebral arch (excluding coccyx) 30
9 Wrist (Colles' or similar fractures) 10
10 Ankle 10
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Sr. No. Fracture of Sum Insured

11 Coccyx 5
12 Hand 3
13 Finger 3
14 Foot 3
15 Toe 3
16 Nasal Bone 3
17 Any other broken bon Percentage as assessed by registered Medical Practitioner 17 Any other broken bon Percentage as assessed by registered Medical Practitioner 17 Any other broken bon Percentage as assessed by registered Medical Practitioner
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DISCLAIMER The information in this brochure is
only indicative in nature. For details of the
coverage and exclusions please contact our
nearest office.
WHY CHOOSE HELLO ZINDAGI? We are a team of
consumer obsessed driven people building Hello
Zindagi. We are reimagining insurance through a
consumption lens for millions of lives and
lifestyles. Tech makes it easier for us achieve
this mission and thats exactly what we are busy
building. The multiple ideas that we are
building upon are all about an experience beyond
the way insurance is understood or sold in India.
Hello Zindagi is a Total Insurance Solutions
Company.
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Hello Zindagi Insurance Company Limited (IRDAI
Regn. No.  CA0622. CIN U66000MH2018PTC316154 91
Springboard Business Hub, CST Road, Kalina,
Bandra Kurla Complex, Santacruz East, Mumbai,
Maharashtra 400098 Website https//www.hellozind
agi.co/ Email  care_at_hellozindagi.co Call us at
91 87675 16040
For detailed information on the product
including risk factors, terms and conditions
etc., please refer to the product policy clause,
consult your advisor or visit our website before
concluding a sale.