Title: Unsecured Loans NZ
1Unsecured Loans NZ
A LoansOne NZ Presentation
LoansOne.co.nz
2What is an Unsecured Loan NZ
An unsecured loan is a loan that does not require
collateral.
This type of loan is often more difficult to
obtain than a secured loan, as the lender has no
asset to seize if the borrower defaults.
Unsecured loans are also typically more expensive
than secured loans, as they carry a higher risk
for the lender.
3Features of Unsecured Loans
Unsecured business loans do not require
collateral, meaning that you will not have to put
up any of your personal assets as security for
the loan.
Unsecured business loans typically have shorter
repayment terms than secured loans, so you can
get out of debt more quickly.
Unsecured business loans often have cashflow
friendly repayments so that they can assist you
more in business growth rather than hindering
your business.
What more could you ask for?
4Why Unsecured Loans Are Important
There are many reasons why an unsecured business
loan is important. Perhaps the most important
reason is that it allows you to get the funds you
need without putting up any collateral. This
means that if you default on the loan, your
lender will not be able to seize any of your
assets. Another reason why an unsecured business
loan is important is that it can help you build
your credit. If you make timely payments on your
loan, it will reflect positively on your credit
report. This can help you qualify for better
terms in the future when you need to borrow money
again. Lastly, an unsecured business loan can
give you the flexibility to use the funds however
you see fit. You don't have to worry about
spending the money on specific business expenses
like inventory or equipment. You can use the
funds to cover any business expense you have.
5Who are Unsecured Loans for?
Unsecured business loans are ideal for businesses
that are seeking financing but do not have the
collateral to secure a traditional loan. These
types of loans can be used for a variety of
purposes, including working capital, inventory,
or equipment purchases. Unsecured business loans
typically have higher interest rates than secured
loans, but they can be a good option for
businesses that cannot qualify for other types of
financing.
6The Myths of An Unsecured Loan
With us, no, there are no paper bags filled with
cash. No legitimate lenders do cash.
We can go off indicative interest rates but it
really depends on how youre been assessed
With rates and costs, any non-bank lender is
going to be higher than a rate quoted by a bank.
However, a bank takes longer to process and if
they see one hint of bad credit history, they
will decline you straight away. With private
lenders and brokers like LoansOne NZ, we are able
to get you the best possible rate for Unsecured
Loan and get you the funds faster than the banks.
7WE ARE HERE TO HELP NOW
Get started with our 2 minute application and the
process begins
You might have some clients who are declined by
UCFL's. We can help.
Any worthwhile business purpose, Pay ATO,
Cashflow, Start-ups.
8Looking for Unsecured Loan?
Look no further. Were here to help.
Click Here To Learn More...
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