How to improve credit score

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How to Improve Credit Score?

• Doing what you love. You should see the places
  you desire. Live your life with less worry and
  more freedom. Higher credit scores can give you
  more freedom to make money decisions. These six
  tips will help you get started on improving your
  credit score.

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• 1. Regularly review your credit
• First, you'll want to know where your credit
  standing is. While mistakes are not common, they
  can be costly. However, mistakes may not be
  common. Review your credit report regularly.
• 2. Credit utilization should not exceed 30
• Your credit score can be affected by how much of
  your total credit is available. This is often
  called credit utilization. Lowering your credit
  card utilization to 30 help you improve credit
  score fast.
• Your credit score can be negatively affected by
  excessive credit use and paying only the minimum
  amount. To signal to creditors that your credit
  is being managed responsibly, the Consumer
  Financial Protection Bureau (CFPB), recommends
  that your credit card balance not exceed 30.

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• 3. Pay your bills on time
• Two types of debt that could show up in your
  credit report are student loans and car loans.
  This information could impact your credit score.
• You can set up reminders on your computer or
  phone, or create automatic payments to help you
  remember when your payment due date is.
• 4. Restrict Hard Credit Inquiries
• Hard inquiries can be made when you apply for
  credit cards or new lines of credit. This can
  have a negative impact on your credit scores. A
  lot of hard inquiries can lower your credit
  scores, especially if they are made in a short
  time. If you are thinking of applying for a loan
  or a credit card, keep this in mind.

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• 5. Do not believe in quick credit score fixes
• You might be tempted by a quick fix for your
  credit scores. Credit repair services that
  promise to boost credit scores fast should be
  avoided. Rebuilding your credit score is likely
  to take time.