THREE THINGS TO KNOW ABOUT MEDICAL INSURANCE IN THE UAE

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THREE THINGS TO KNOW ABOUT MEDICAL INSURANCE IN
THE UAE
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INTRODUCTION
Medical insurance, also known as health
insurance, is a type of insurance that provides
financial protection against the costs of medical
treatment and healthcare services. It works by
paying for some or all of the costs associated
with medical care, like doctor visits, hospital
stays, prescription medications, and medical
procedures. One can choose a plan that suits them
and their families available at various health
insurance companies in Dubai.
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MEDICAL INSURANCE IN UAE
In the UAE, medical insurance is mandatory for
all residents, including expatriates and locals.
The government has made it mandatory to ensure
that everyone has access to healthcare services
when they need them and to reduce the burden on
public healthcare facilities. Medical insurance
coverage in the UAE can vary depending on the
type of policy you choose, but most policies will
cover medical consultations, diagnostic tests,
hospitalisation, emergency care, and surgeries.
Some policies may also cover additional services
such as dental care, maternity care, and
prescription medications. There are two types of
medical insurance policies in the UAE
employer-sponsored and individual policies. Many
employers in the UAE provide medical insurance
coverage as part of their benefits package.
Individuals can also purchase their own
individual health insurance policies from
insurance providers as per their requirements.
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THREE REASONS TO HAVE MEDICAL INSURANCE IN DUBAI
01.
It is mandatory to have medical insurance
02.
No health cover can result in fines
03.
Secure your familys medical expenses
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IT IS MANDATORY TO HAVE MEDICAL INSURANCE
The different emirates have different laws when
it comes to mandating medical insurance for their
residents. While it is mandatory for the
residents of Abu Dhabi and Dubai it is not so in
other emirates. In Abu Dhabi, the employer is
held accountable for provisioning medical
insurance to employees and their family members.
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NO HEALTH COVER CAN RESULT IN FINES
As already mentioned above it is mandatory in
various parts of the country to have health
insurance. Failure to do so can result in
penalties in the form of fines. These fines are
levied on a monthly basis and in Abu Dhabi they
can amount to up to 300 AED per member in your
household. In Dubai, the situation worsens as
one is required to pay up to 500 AED monthly as a
fine. The government further can refuse to renew
your visa or grant you residency unless you show
some proof of health insurance. Thus, health
insurance is mandatory with fines or stricter
punishments being dealt with for defaulters.
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SECURE YOUR FAMILYS MEDICAL EXPENSES
Emergencies can happen when you least expect
them. In UAE medical expenses can be extremely
high if you do not have the right medical
insurance to cover them. Health insurance should
cover your family and be suited to your needs.
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CONCLUSION
Medical insurance is important because it helps
protect individuals and families from the high
costs of healthcare, which can be prohibitively
expensive without insurance. Additionally,
choosing wisely among the various health
insurance companies in Dubai can provide peace of
mind and the ability to access necessary medical
care when needed.
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THANK YOU
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