Oklahoma Storm Claims

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Oklahoma Storm Claims
These past couple years have been unusual seasons
with the number of storms that have come through
the state of Oklahoma. Typically, we see storm
season occur during the spring and fall months
with heavy rain, high winds, and some hail. In
these past two years we have seen an increased
number of tornados during these months but also
some of these destructive storms have been in
the off season.
In 2022 and 2023 we have seen several tornados
across the state of Oklahoma in Seminole,
Idabel, Kingston, Shawnee, Mustang, Cole,
Blanchard, Norman, Inola and Tulsa to name a few.
This has been a challenging time for insurance
companies to keep up with. It seems like the
light at the end of the claim is nearing then
another massive storm rolls in. The time frame
we have been custom to with insurance companies
have been much longer and we have seen copious
out of state adjusters working on these Oklahoma
storm claims.
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The damages that come from these storms and
tornados can range from a few shingles blown off
a home to commercial buildings caving in with
sections missing. We have seen more contents and
personal property damaged from these storms as
well. Our public adjusters have utilized our
inventory team more on storm claims this past
year whereas we would see a few outside items
damaged in past years. The last time we saw
storm related insurance claims of this size was
in 2013 when an F5 tornado flattened parts of
Moore, OK. That tornado changed the way Brown
OHaver operates from inspections and structure
letters to the way we conduct our physical
inventories. The storms from the past two years
have also helped us fine tune those areas. Just
as times are changing and we all grow, we see
there are ways we can better navigate these
insurance claims and help our clients receive
every dollar owed to them. Most importantly, we
document everything from the shingles in the yard
to the water filled tool chest. We also get
consultants and engineers involved when we see
fit. This type of additional help provides the
documentation our clients need to show their
insurance company the level of repairs that are
needed. We are not contractors or restoration
workers we do not do any work on our clients
home nor do we pack or clean their contents. We
do assist in obtaining the necessary estimates
for all the work that needs to be done to make
our clients whole again. We are public adjusters,
and we will adjust your insurance claim on your
behalf. There is no claim that is too small or
too big for us to help with.