Different Types of Health Insurance Plans

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Different Types of Health Insurance Plans
Health insurance in PA serves as a fundamental
tool in safeguarding individuals and families
against the financial burden of unexpected
medical expenses. Here are different types of
health insurance plans- Health Maintenance
Organization (HMO) Requires primary care
physician referrals and focuses on in-network
care. Preferred Provider Organization (PPO)
Offers more flexibility in choosing healthcare
providers, both in and out of the network. High
Deductible Health Plan (HDHP) Features
higher deductibles but may be paired with Health
Savings Accounts (HSAs) for tax advantages.