Empowering Financial Success: Navigating the World of Credit Processing Services with SumaSoft

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Empowering Financial Success Navigating the
World of Credit Processing Services with SumaSoft
www.sumasoft.com
Suma Soft Proprietary and Confidential
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Introduction
Unveiling the Power of Credit Processing Services

• Welcome to a journey through the world of credit
  processing services.
• In today's dynamic business landscape, timely
  credit processing is not just necessary it's
  imperative.
• Timely approvals can mean the loss of valuable
  clients.
• Explore how Suma Soft's extensive expertise can
  help your business flourish.

www.sumasoft.com
Suma Soft Proprietary and Confidential
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Who We Are
Suma Soft - Your Trusted Credit Processing Partner

• A Legacy of Over Two Decades Suma Soft boasts a
  rich history spanning over two decades, making it
  a trusted and established name in credit
  processing services.
• Specialization in NBFCs and BFSI Companies We
  specialize in assisting Non-Banking Financial
  Companies (NBFCs) and Banking, Financial
  Services, and Insurance (BFSI) companies in
  India, helping them process loans with
  unparalleled efficiency.
• Stronger Bottom Line Our services are designed
  to ensure a more robust bottom line for your
  business.

www.sumasoft.com
Suma Soft Proprietary and Confidential
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Problem/Opportunity
The Challenge of Timely Credit Processing

• Identifying the Problem Credit proceedings are
  often viewed as painstaking and time-consuming,
  posing a significant challenge in the financial
  sector.
• Seizing the Opportunity Streamlining the credit
  process presents a substantial opportunity for
  businesses by attracting and retaining clients
  effectively.

www.sumasoft.com
Suma Soft Proprietary and Confidential
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Value Proposition
Suma Soft's offerings encompass crucial aspects
such as underwriting, credit, and loan
processing, as well as disbursement processing
and loan servicing.
We understand the business urgency of our
clients, which is why we manage Credit Risk and
Compliance Services in India with the utmost care
and precision.
Our solutions are meticulously designed to ensure
a faster turnaround time (TAT) for loan
processing, addressing the pressing need for
quicker credit decisions.
www.sumasoft.com
Suma Soft Proprietary and Confidential
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The Solution
Suma Soft takes pride in delivering SLAs that are
considered industry benchmarks for credit
processing. This directly contributes to our
clients achieving a higher closing ratio on their
loans, all at a standard processing cost.
At Suma Soft, we bring to the table rich domain
knowledge in Finance and Banking Services. Our
expertise ensures 100 accuracy in credit
processing and loan approval, highlighting our
commitment to process maturity.
Suma Soft has developed and deployed a Business
Process As a Service (BPAAS) Module that has
significantly reduced TAT and lead time for our
clients, making it a transformational step in the
journey of credit processing.
www.sumasoft.com
Suma Soft Proprietary and Confidential
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Development Process of Credit Risk Management
Solutions
Documentation Collection This is where the
journey begins, with the collection of extensive
documents from borrowers.
Risk Evaluation Our experts meticulously assess
the credit risk associated with each application.
Verification We carry out a detailed verification
process to ensure all information is accurate.
Approval/Denial This critical step involves
making the crucial decision to approve or deny
the loan application.
Conditions Compliance Ensuring that all
conditions and compliance requirements are met is
a fundamental part of our process.
www.sumasoft.com
Suma Soft Proprietary and Confidential
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We are not just a service provider we are your
partner in redefining financial prosperity.
Contact Suma Soft today to see how our Credit
Processing Services can empower your organization
Follow Us On
United States 300 Delaware Ave. Suite 210 324
Wilmington DE 19801
India HQ 2nd Floor, Westend Icon, Westend Mall
Complex, Aundh, Pune - 411007, Maharashtra, India
www.sumasoft.com
Suma Soft Proprietary and Confidential