Title: Why should you invest in real estate at the start of the financial year (PPT)
1How To Decide Your Home Loan EMI Basis On Your
Income
Discover how your income and loan details shape
your ideal home loan EMI. Explore key factors to
calculate an affordable monthly payment.
2Calculating Affordable EMI
Loan Amount
Loan Tenure
Determine the maximum you can borrow based on
your income.
Longer terms mean lower monthly payments but
higher total interest.
Interest Rates
EMI Calculator
Use current market rates to estimate your
potential EMI.
Leverage online tools to find your optimal
monthly payment.
3Factors Affecting EMI
1
2
3
Interest Rates
Loan Tenure
Property Value
Rising rates increase your monthly costs.
Longer terms spread payments out, lowering EMIs.
Higher home prices require larger loan amounts.
4Budgeting and Planning
EMI Calculator
Create a Budget
Build Savings
Use online tools to estimate your potential
monthly payments.
Account for all expenses to ensure the EMI is
manageable.
Maintain a financial cushion to handle unexpected
costs.
5Tips for Managing EMI
Prepay when Possible
Negotiate Rates
Explore Refinancing
Compare lenders and request better terms if
eligible.
Make additional payments to reduce interest and
tenure.
Look for opportunities to lower your rate over
time.
6Making Informed Decisions
Understand Your Finances
Assess your income, expenses, and borrowing
capacity.
Calculate the Right EMI
Use online tools to determine an affordable
monthly payment.
Weigh All Factors
Consider interest rates, loan tenure, and
property value.
Develop a Plan
Create a budget and savings strategy to manage
the EMI.
7Contact Us
Suyog Platinum Tower, Office No.1, First Floor,
Wing-A,Building 2, Naylor Road, Off Mangaldas
Road, Pune-411001
91-83808 50001
info_at_sanklabuildcoon.com