Title: SBA Bolt Loan | Your Path to Affordable Business Financing (1)
1SBA BOLT LOAN PROGRAM
Quick and Simple Working Capital
2What is the SBA Bolt Loan?
The SBA Bolt Loan is a specialized financial
product designed to provide business owners with
swift access to working capital. Unlike
traditional business loans, which can be bogged
down by lengthy application processes and
excessive paperwork, the SBA Bolt Loan
streamlines the process to deliver funds more
quickly and efficiently.
3- Up to 150,000 in Working Capital The loan
offers up to 150,000 to support various business
needs, from operational expenses to growth
initiatives. - Quick Access with Reduced Paperwork The
simplified documentation requirements mean that
you can secure financing faster, allowing you to
capitalize on business opportunities without
delay. - Flexible Financing Option Designed for business
owners who need fast, reliable, and flexible
financial solutions, the SBA Bolt Loan helps
bridge the gap between cash flow needs and
business goals.
By choosing the SBA Bolt Loan, you can avoid the
pitfalls of high-interest, short-term loans and
gain peace of mind with a straightforward,
supportive lending process.
4Why Avoid High-Interest, Short-Term Loans?
- Traditional short-term business loans often come
with significant drawbacks, including - High Interest Rates These loans can have
interest rates ranging from 20 to 70 or more,
dramatically increasing the cost of borrowing. - Short Repayment Terms Typically, these loans
must be repaid within 1 to 5 years, putting
pressure on businesses to quickly generate
revenue. - Strain on Cash Flow High monthly payments can
severely impact a business's cash flow, limiting
financial flexibility and growth potential.
5 Advantages of Choosing SBA Bolt Loan
- The SBA Bolt Loan offers significant advantages
for businesses seeking financing - Less Documentation The application process is
simplified with fewer paperwork requirements
compared to traditional loans. - Fast Funding Businesses can receive funds in as
little as 10 days, providing quick access to
working capital. - Lower Rates The loan offers competitive interest
rates at Prime 4.75 with a 10-year repayment
term, ensuring manageable monthly payments. - Flexible Guidelines To qualify, businesses need
to have at least 2 years in operation, a FICO
score of 700 or higher, and annual revenue
exceeding 150,000.
6Key Loan Features
- The SBA Bolt Loan is designed to offer businesses
a flexible and efficient financing solution with
the following features - Maximum Loan Amount Businesses can access up to
150,000 in funding, providing substantial
capital to support various operational needs,
from inventory purchases to expansion projects. - Extended Repayment Term With a generous 10-year
repayment period, the SBA Bolt Loan ensures lower
monthly payments, helping businesses maintain
cash flow and avoid the financial strain often
associated with shorter-term loans. - Competitive Interest Rates The loan offers a
competitive interest rate of Prime 4.75, which
is significantly lower than many high-interest
short-term loans, making it an attractive option
for businesses seeking affordable financing. - Reapplication Flexibility The SBA Bolt Loan
allows businesses to reapply every 90 days, up to
three times per year, offering ongoing access to
capital as business needs evolve. This
flexibility is ideal for businesses experiencing
growth or those with seasonal capital
requirements.
7Simple Application Process
- The SBA Bolt Loan application process is simple
and efficient - Schedule a Consultation Meet with a loan officer
to discuss your business goals and financial
needs. - Know Your Options Get a clear overview of loan
options, terms, and repayment schedules to make
informed decisions. - Close Your Loan Complete the necessary paperwork
with guidance from our team for a smooth,
stress-free transaction.
8SBA Bolt Loan Requirements
Business Operational for at Least 2 Years The
business should have a minimum of two years of
operational history. This demonstrates stability
and provides lenders with financial data to
assess the business's performance and growth over
time. Personal Credit Score of 700 A strong
personal credit score of at least 700 is
required. This indicates good financial
management and creditworthiness, assuring lenders
of the borrower's ability to repay the
loan. Minimum Annual Business Revenue of
150,000 The business must generate at least
150,000 in annual revenue. This ensures the
company has sufficient cash flow to manage loan
repayments while continuing to operate
effectively.
9READY TO GET STARTED?
Call Us
(848) 373-5249
Email Us
funding_at_swiftsbf.com
Visit Our Website
www.swiftsbf.com
10THANK YOU