DOWNLOAD(PDF) Lapsed: The Universal Life Insurance Whistleblower

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Lapsed The Universal Life Insurance Whistleblower
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Lapsed The Universal Life Insurance Whistleblower
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Description
Will your universal life insurance policy LAPSE
while you are still alive?Attention
Policyholders If you own a universal
life insurance policy (UL, IUL, VUL) or Group
UL/VUL insurance policy from ANY life insurance
provider, you must purchase this book to learn
why your quotperanentquotpolicy could lapse
(cease to exist) despite making all your
payments. Attention Investors If you are an
investor (bonds or equities) in the life
insurance sector, you must purchase this book
to understand the massive risk to which you are
exposed. After researching over 5,000 MetLife
individual UL and VUL policies totaling over
1,000,000,000 (1B) in death benefits, author
and financial advisor, Elan Moas exposes how
these policies are designed to fail rather than
succeed. In Q1 2023, he presented his findings to
the state of Massachusetts, the SEC,
and submitted two new whistleblower complaints
based on his research. His findings show why 90
of these policies will likely lapse before paying
a death benefit. The research reveals how -
Lapsing UL and VUL policies are an entire
life insurance industry problem, not just
MetLife- quotTaretquotfunding is where advisors
and insurers maximize their commission but leave
the insured with a policy destined to lapse. -
The May 2023 IUL Actuarial Guideline 49B (AG49B)
update means that IUL sales made prior to that
date were likely made with wrong investment
illustration assumptions. The IUL chapter will
leave all IUL policyholders horrified.- Group
UL/VUL policies offered to entire states
and Fortune 500 companies are full of fatal
structural policy flaws.- Older adults' cash
values are wiped out prior to their
policy lapsing. That is elder abuse.- To request
your very own quotinforce illustration,quotwhich
is the future policy projection. The unfortunate
result of decades of life insurance
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industry greed and regulatory oversight
incompetence will lead to the quotSubrime
Universal Life Insurance Company Crash of
2023.quotWhich company will be the next
Lehman Brothers? www.MoasConsulting.com
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Lapsed The Universal Life Insurance Whistleblower